09/22/2026
TITLE TIP TUESDAY: IT’S CLOSING DAY!
You’ve made it through the contract, inspections, title work, lender requirements and all the paperwork leading up to this moment.
Now you’re sitting down at the closing table…what actually happens?
1. First things first—we’ll check your valid, government-issued photo ID and make sure everything is ready to go.
2. Your Escrow Officer will guide you through the documents you’re signing and explain what each one is for. Depending on the transaction, this may include the deed, settlement statement or Closing Disclosure, loan documents and other required affidavits or disclosures.
3. We’ll go over the final figures, including the sales price, credits, prorations, lender charges, title fees and the amount being brought to or received from closing.
4. There may be quite a few signatures, especially if you’re financing your purchase. Don’t worry—we’ll guide you through where to sign, initial and date.
5. Signing doesn’t always mean the transaction is officially complete just yet. We may still need to receive and verify funds and, when financing is involved, obtain authorization from the lender before we can fund.
6. Once all requirements are satisfied and the transaction is funded, we can officially say CONGRATULATIONS!
⚠️ Important: If you need to bring funds to closing, always follow the wiring or funding instructions provided directly by Mid-Coast Title Company. Never rely on wiring instructions sent in an unexpected email or changed at the last minute without verifying with us!
At Mid-Coast Title Company, our goal is to make the closing table the easiest part of your transaction. We’ll walk you through it from the first signature to the final “Congratulations!”
