Michelle Armbruster, Realtor

06/06/2026

I’m so excited to share that this beautiful lakefront property is officially SOLD! 🎉🏡🌊
My buyers trusted me to help them navigate the process, and through strategic negotiations, I was able to secure this amazing home at a lower price for them. There’s nothing better than helping clients achieve their real estate goals while saving them money!

Whether you're looking to buy your dream home or sell for top dollar, having the right representation makes all the difference.

If you're thinking about making a move or know someone who is, I'd love the opportunity to help. Give me a call or send me a message to discuss your real estate goals!

RealEstateExpert DreamHome YourRealtor

05/31/2026

05/10/2026

Behind every beautiful home is a mother’s love. ❤️
The laughter in the hallways, the meals shared at the table, the traditions passed down year after year — moms are often the heart of the home.
Today we celebrate the women who make houses feel warm, safe, and truly lived in.
Happy Mother’s Day from my family to yours. 💐

05/01/2026

One of the worst calls excited buyers get is this one:

“We’re sorry… your mortgage was denied.”

For a lot of people, that feels like the end.

But here’s something most buyers don’t realize.

Banks don’t all approve loans the same way.

I’ve seen buyers get denied by a big bank…
then get approved two weeks later with another lender.

Why?

Because lenders evaluate things differently.

Some are stricter with debt.
Some are better with self-employed income.
Some specialize in buyers with lower credit.

A denial doesn’t always mean you can’t buy.

Sometimes, it just means you talked to the wrong lender first.

Comment or message READY and I’ll point you in the right direction.



— Michelle Armbruster
Lockhart and Associates, Inc
863-521-6879

-Hannah Armbruster
Lockhart and Associates, Inc
863-521-6870

04/25/2026

Tens of millions of prospective homebuyers may soon qualify for mortgages due to new rules. Fannie Mae and Freddie Mac's changes include on-time rent and utility payments in credit score calculations.

04/25/2026

4 bedroom 3 bathroom, pool home in the well established and sought after Lakewood neighborhood!

04/25/2026

Wonderful opportunity to own this beauty in Village Park. If you are 55 and over, looking for a place in Winter Haven, where you own the land, look no further! Low HOA fees as well!

04/03/2026

Wishing everyone a peaceful Good Friday filled with reflection, gratitude, and time with loved ones. 💛

There’s nothing quite like having a place to gather, grow, and create memories. If you’re ready to find your perfect home, I’m here to help every step of the way.

Have a blessed day! 🕊️

Michelle Armbruster
863-521-6879
Lockhart and Associates, Inc
826 First Street South
Winter Haven, FL 33880