08/10/2026
f you're buying a home in Yucaipa or Redlands, there is one thing I don't want you waiting until the end of escrow to investigate:
🏡 Homeowners insurance.
With wildfire-hazard areas throughout parts of our region, buyers often ask me:
🔥 “Will I be able to insure the house?”
🔥 “Does being in a fire zone automatically mean expensive insurance?”
🔥 “What is the California FAIR Plan?”
🔥 “When should I get an insurance quote?”
I put together a new local guide answering those questions—and one fact may surprise you:
CAL FIRE's Fire Hazard Severity Zone map does not directly determine your insurance rate or whether a company will insure the home.
There is much more to the story.
Before you fall in love with a property, know what questions to ask and which official resources to use.
👉 Read my full Yucaipa & Redlands Home Insurance Buyer Guide:
https://soldbycasey.com/home-insurance-yucaipa-redlands-buyers/
Thinking about buying locally? I'm always happy to help you look at the complete picture—home, payment, condition, location and the questions you should be asking along the way.
Casey Garduno, REALTOR®
CENTURY 21 Lois Lauer Realty
📱 909-553-0927
🌐 soldbycasey.com
CA DRE #01262961
If you are shopping for a home in Yucaipa or Redlands, there is one phone call I would rather have you make early than late:...