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Safety Bay Settlements

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Rockingham, WA
Safety Bay Settlements

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At Safety Bay Settlements, we're a family owned & down-to-earth team of conveyancers, settling property anywhere in WA. Contact us today on (08) 9527 2233

With 49 years of experience, our team of industry leaders offer award winning services. At Safety Bay Settlements, we’re a proud father–daughter duo Kim McDonald and Sarah Mahony, supported by our friendly, experienced staff. Family-owned and based in Rockingham since 1977, we’ve helped thousands of West Australians buy, sell, and invest in property. From residential and commercial settlements to family transfers, deceased estates, subdivisions, and strata applications, we make the process clear, simple, and stress-free. Our promise is in our values: Independent. Experienced. Personable. With decades of expertise, modern tools like our Pathway to Settlement app, and a down-to-earth approach, we keep you informed every step of the way. Safety Bay Settlements, Driving Property Solutions since 1977.

22/10/2026

With 49 years of experience and more than 20,000 settlements behind us, making sure nothing gets missed is something we have built our entire process around.

Here is how it works.

⚙️ Systems and processes designed for accuracy

From the moment a client nominates us, our onboarding platform Conveyancing Concierge captures all the right information upfront in a clear and organised way. This sets the foundation for everything that follows.

Our settlement software Real Time Conveyancer then manages the workflow through every stage of the transaction - keeping the whole team across every detail, every deadline and every document.

✔️ A whole team on every matter

At Safety Bay Settlements, every file is worked on by the team - not just one person. Before any settlement is signed off, everything has been reviewed multiple times.

The result is a process where details do not slip through, deadlines are always met, and our clients can proceed to settlement day with complete confidence.

📋 Checklists at every stage

Every stage of our process has checklists built in. Every condition, document and key date is tracked and followed up proactively - so nothing is left to chance or memory.

🤝 What this means for you

When you nominate Safety Bay Settlements to handle your settlement, you are working with a team whose systems and culture are built entirely around thoroughness and accuracy - from the first document to the final settlement.

Whether you are buying, selling or transferring property, if you have an upcoming settlement, we are here to help.

Get in touch via the link in our bio or give us a call.

20/10/2026

Shortly before your settlement date, your settlement agent will provide you with a settlement statement. It is one of the most important documents in the process - and one that every buyer and seller should take the time to understand.

💡 What is a settlement statement?

A settlement statement is a detailed financial summary prepared by your settlement agent that shows exactly how the money will flow on settlement day.

🏠 What does a buyer's settlement statement typically show?

✔️ The purchase price of the property
✔️ The deposit already paid and how it is applied
✔️ The loan amount being drawn from your lender
✔️ Transfer duty payable
✔️ Settlement agent fees and disbursements
✔️ Adjustments for council rates, water rates and land tax
✔️ The final balance required from you to complete settlement

🏡 What does a seller's settlement statement typically show?

✔️ The sale price of the property
✔️ The discharge of any outstanding mortgage
✔️ Real estate agent commission
✔️ Settlement agent fees
✔️ Any rate adjustments payable to the buyer
✔️ The net proceeds you will receive after all deductions

📋 What should you do when you receive it?

Review it carefully. If any figure appears incorrect or you have a question about a line item, contact your settlement agent before settlement day. It is far easier to resolve an issue in advance than on the day itself.

With 48 years of WA settlement experience and more than 20,000 settlements completed, our team prepares settlement statements with complete accuracy and transparency.

Whether you are buying your first home, upgrading, or building an investment portfolio, if you have an upcoming purchase or settlement, we are here to help.

Get in touch via the link in our bio or give us a call.

19/10/2026

2026 MACA Cancer 200 Ride! 🚴‍♀️🧡

A huge congratulations to our very own Director, Sarah Mahony, who has just completed her 15th year riding in the MACA Cancer 200 Ride!

Sarah personally raised an incredible $15,049 this year, with her Coogee Cycling Crew team raising $36,404, bringing their total fundraising efforts to a whopping $395,000 over the past 15 years! 👏

This year's event saw 1,700 riders raise over $9 MILLION for cancer research at the Harry Perkins Institute of Medical Research. What an incredible effort!

Here at Safety Bay Settlements, we're proud to continue donating and sponsoring this fantastic cause, and it's very much a family affair, with our very own Kim McDonald (aka Papa!) once again taking on his trusty role as support bus driver and chief cheerleader for the crew! 🚌

A massive thank you to everyone who donated, sponsored, volunteered, cheered on the riders and supported the team along the way. It all makes such a difference!

We're incredibly proud of Sarah, Kim and the entire Coogee Cycling Crew for another amazing year.

Another 200km done and dusted! Bring on 2027! 🚴‍♀️🧡

MACA Cancer 200
Coogee Cycling Crew - MACA Cancer 200 Ride

15/10/2026

When property is involved in a deceased estate, there are specific steps that need to be followed - and having a team who can guide you through them clearly makes a real difference during what is often a difficult time.

💡 What is a deceased estate settlement?

When an owner of a property passes away, what happens next depends on how the property was owned and what documents are in place. Our team will guide you through all of this from the very beginning.

📋 The two most common scenarios:

👥 Joint ownership - survivorship application When two people own a property together and one passes away, a survivorship application is lodged with Landgate to transfer the deceased person's share to the surviving owner. We manage this process and guide the client through each step.

📄 Sole ownership - probate and transmission application When the deceased owned the property solely, their executor applies for probate through the Supreme Court of WA. Probate confirms the executor's authority to deal with the estate - including the property.

Once probate is granted, a transmission application is lodged with Landgate to transfer the property into the executor's name so it can be transacted on.

🏠 Can a deceased estate settlement happen alongside a sale?

Yes - the estate transfer process can happen either as a standalone matter or at the same time as the sale of the property. We manage both and will always explain clearly what is required and when.

We will prompt when we need to sight original documents such as a death certificate or probate grant - and we handle the lodgement process on your behalf throughout.

With 48 years of WA settlement experience and more than 20,000 settlements completed, we handle deceased estate matters regularly and with the care they deserve.

Whether you are buying, selling or transferring property, if you have an upcoming settlement, we are here to help.

Get in touch via the link in our bio or give us a call.

13/10/2026

When you purchase a property in WA, one of the first financial obligations you will encounter is the deposit. But what exactly happens to that money between the time you pay it and the day settlement is completed?

Here is a plain-English explanation.

💡 What is a deposit?

A deposit is a sum of money paid by the buyer to demonstrate their commitment to the purchase. It is typically a percentage of the purchase price (commonly around 5% to 10%) though the amount is negotiated and agreed upon in the Offer and Acceptance.

📅 When is the deposit paid?

The deposit is generally paid within a specified number of days of the contract being signed by both parties, as stated in the Offer and Acceptance.

🏦 Where does the deposit go?

In WA, the deposit is held in a trust account - either by the real estate agent or the settlement agent - until settlement is completed.

This means the deposit is protected during the settlement process and is not accessible to either party until the transaction is formally completed.

📋 What happens to the deposit if the contract falls through?

This depends on the circumstances:

✔️ If the contract is terminated due to an unsatisfied condition - such as finance not being approved - the deposit is generally returned to the buyer.

➡️ If the buyer defaults on the contract without a valid basis, the seller may be entitled to retain the deposit.

🔑 How is the deposit applied at settlement?

At settlement, the deposit is applied toward the purchase price. The balance is then paid either from the buyer's own funds or through their lender.

With 48 years of WA settlement experience and more than 20,000 settlements completed, our team manages the flow of funds accurately and ensures every client understands what to expect.

Whether you are buying your first home, upgrading, or building an investment portfolio, if you have an upcoming purchase or settlement, we are here to help.

Get in touch via the link in our bio or give us a call.

08/10/2026

Knowing where your settlement is at every step of the way makes the whole experience feel far more manageable - and at Safety Bay Settlements, keeping you informed is something we build into every transaction.

📱 Communication that works for you

Everyone has a different preference for how they like to be communicated with. Some clients love regular emails. Some prefer a phone call. Some like to drop in for a chat. Some would rather a text.

We offer all of these - because good communication means communication that actually works for the person receiving it.

🗺️ The Pathway to Settlement App

One of our most popular tools is the Pathway to Settlement app - a simple, convenient way for clients to see exactly where their settlement is at, right from their phone.

✔️ Available from the start of your transaction
✔️ Optional but well worth downloading
✔️ Real-time visibility of your settlement progress at any time

📋 What kinds of updates can clients expect?

✔️ Prompts and reminders for anything that needs to be actioned
✔️ Notification when settlement documents are ready to sign
✔️ Updates at every key milestone leading up to settlement day
✔️ The option to sign documents by DocuSign or in person

Our goal is simple - you should never have to wonder what is happening with your settlement or feel like you need to chase us down for an update.

With 48 years of WA settlement experience and more than 20,000 settlements completed, proactive communication is something we have built into every part of how we work.

Whether you are buying, selling or transferring property, if you have an upcoming settlement, we are here to help.

Get in touch via the link in our bio or give us a call.

06/10/2026

Transfer duty, previously known as stamp duty, is one of the biggest upfront costs a buyer faces when purchasing property in Western Australia.

Here's a plain-English breakdown of what it is, how it's calculated, and what concessions may be available.

💡 What is transfer duty?

A state government tax on the transfer of property in WA. It's calculated on the purchase price or market value (whichever is higher) and is payable by the buyer.

📊 How is it calculated?

On a sliding scale. The higher the price, the higher the duty. Your settlement agent will calculate the exact amount as part of your settlement preparation.

🏠 Are there any concessions?

Yes, depending on your circumstances:

✔️ First Home Owner concession - reduced or waived duty for eligible first home buyers below certain thresholds
✔️ Principal place of residence concession - a reduced rate if the property will be your main home
✔️ Off-the-plan concession - available in certain circumstances for off-the-plan apartments

Eligibility depends on specific criteria and must be applied for correctly at settlement.

📅 When is it payable?

Generally at or before settlement. Your settlement agent will advise the amount and timing.

With 48 years of WA settlement experience and more than 20,000 settlements completed, our team calculates transfer duty accurately and makes sure all applicable concessions are applied.

Buying your first home, upgrading, or building a portfolio? We're here to help.

Get in touch via the link in our bio or give us a call.

06/10/2026

🎉 HAPPY BIRTHDAY KIM! 🎉
We hope today is as legendary as yourself!

01/10/2026

At Safety Bay Settlements, hands-on support is simply how we work - for every client, at every stage of their settlement.

🤝 A real team, always accessible

When you work with us, you have access to a real team of experienced people throughout the entire process.

Pick up the phone and someone will answer. Walk in and you will be welcomed - no appointment necessary.

With over 49 years of experience in WA property settlements, our team has the knowledge to answer your questions clearly and confidently at any stage of the process.

🏠 However you like to communicate - we are here for it

Some clients love a phone call. Some prefer to manage everything digitally from home. Some like to pop in for a chat. Some prefer email updates.

We work around what suits you - because a settlement experience that fits into your life is a better one.

✔️ Call at any stage - someone will be there
✔️ Walk in anytime - no appointment needed
✔️ Manage everything online if that suits your lifestyle
✔️ Download the Pathway to Settlement app to track your settlement progress in real time

💡 Why this matters

Settlement involves a lot of moving parts - and having a team that is genuinely accessible and communicative throughout takes a significant amount of the weight off your shoulders. You always know where things stand, what is coming next, and who to call if you have a question.

With 48 years of WA settlement experience and more than 20,000 settlements completed, being here for our clients is something we take real pride in.

Whether you are buying, selling or transferring property, if you have an upcoming settlement, we are here to help.

Get in touch via the link in our bio or give us a call.

30/09/2026

🎉 HAPPY BIRTHDAY TO OUR VERY OWN SARAH 🎉

Sarah, you are one of the greatest, we hope your day is filled with love and celebrations!

Address

173 Parkin Street
Rockingham, WA
6168

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.safetybaysetts.com.au/

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