Ray Loya

Ray Loya Real estate isn't just a job; it’s my passion. The formula is simple, start with a green coloured house, add 3 more, then trade up to a red hotel.

Developers, take note! Imagine an 11-storey building with the possibility to go even higher. The current zoning supports...
08/12/2026

Developers, take note! Imagine an 11-storey building with the possibility to go even higher. The current zoning supports a flexible mix of residential apartments, retail, and commercial spaces along major transit corridors. With great access to local buses, major highways, and just a short walk to the Aldershot GO station, it’s perfectly connected. Situated in a sought-after area with shopping and services at your doorstep, it’s also close to Waterdown and Downtown Burlington. Enjoy nearby nature and leisure spots like the Bruce Trail, Royal Botanical Gardens, LaSalle Park & Marina, and Hidden Valley Park. Once home to single-family houses, the site already has municipal services in place, making development that much smoother. Contact @ or for more information. Take advantage of this opportunity TODAY!!

Helping a family member buy a home is a generous step, but it's important to understand exactly what you're agreeing to ...
08/11/2026

Helping a family member buy a home is a generous step, but it's important to understand exactly what you're agreeing to before signing.

Co-signing a mortgage can make homeownership possible for someone who doesn't qualify on their own, but it also creates legal and financial responsibilities for the co-signer. Understanding how co-signing affects credit, debt obligations, and future borrowing can help everyone involved make an infor...

Some of the best retirement towns aren’t the biggest or trendiest — they’re the places where lifestyle and cost still fe...
08/09/2026

Some of the best retirement towns aren’t the biggest or trendiest — they’re the places where lifestyle and cost still feel manageable.

This roundup highlights small towns across the Great Lakes region that stand out for retirees looking for a slower pace without giving up access to amenities. From waterfront views and outdoor recreation to walkable downtowns and community feel, these places offer different versions of what comforta...

Looking over your property after severe weather can help you spot small problems before they turn into costly repairs or...
08/08/2026

Looking over your property after severe weather can help you spot small problems before they turn into costly repairs or safety concerns.

Severe storms can leave behind damage that's easy to miss, especially when lightning strikes a tree. While some trees recover, others may become unstable or develop hidden damage that creates a risk for nearby homes, vehicles, and people. Knowing what warning signs to look for and arranging a profes...

Energy efficiency and self-sufficiency are becoming bigger priorities for a lot of homeowners, especially in rural and r...
08/06/2026

Energy efficiency and self-sufficiency are becoming bigger priorities for a lot of homeowners, especially in rural and recreational markets.

Off-grid living has come a long way, with better solar systems, battery storage, and government incentives helping make it more accessible. This article looks at some of the products and programs that can reduce your reliance on traditional utilities. Whether you're dreaming about a cabin retreat or...

It is not a question of filling curiosity. Below are 15 actual real estate trends that are currently shaping home values...
08/04/2026

It is not a question of filling curiosity. Below are 15 actual real estate trends that are currently shaping home values nationwide.

Your home’s value doesn’t exist in a vacuum—it’s always relative to changing market trends, buyer wants, and broader economic forces. What buyers wanted five years ago might be completely different from what they’re currently prioritizing, and these ever-changing trends directly influence ...

Escape to your own private retreat! This family home backs onto a tranquil forest, offering exceptional privacy. Featuri...
08/02/2026

Escape to your own private retreat!
This family home backs onto a tranquil forest, offering exceptional privacy. Featuring a living room, a separate dining room, a bright eat-in kitchen open to a stunning two-storey family room, hardwood floors, and a spacious primary suite. Steps to the lake, marina, trails, parks, cafés, shopping, GO Train and major highways.

Click for more photos and details!

211 Creek Path Avenue, Oakville, ON L6L 6T5. Click for more photos and pricing

A zero down payment mortgage doesn't mean buying a home without savings. It usually means borrowing your down payment, w...
08/01/2026

A zero down payment mortgage doesn't mean buying a home without savings. It usually means borrowing your down payment, which adds to your overall financial commitment.

While traditional zero down payment mortgages are no longer available in Canada, some buyers may still use borrowed funds for a down payment if they meet lender and insurer requirements. That approach increases the amount of debt you'll carry and may affect your mortgage qualification, monthly payme...

Price cuts can happen at every level of the market, and this one is a good reminder that buyers are paying close attenti...
07/30/2026

Price cuts can happen at every level of the market, and this one is a good reminder that buyers are paying close attention to value.

Pete Davidson’s New York home is back in the spotlight after another price reduction. Celebrity real estate always draws interest, but the bigger takeaway here is something that applies to every market: buyers respond to value. Whether it’s a starter home or a luxury property, pricing a home rig...

A vacant home doesn’t take long to become vulnerable to leaks, break-ins, or power issues, so a simple pre-trip checklis...
07/30/2026

A vacant home doesn’t take long to become vulnerable to leaks, break-ins, or power issues, so a simple pre-trip checklist is worth it.

Summer travel season is here, and this is a useful reminder that protecting your home starts before you leave the driveway. From preventing water damage to making your home look occupied, a few simple steps can reduce stress while you’re away. If you’re leaving town for a weekend or a longer tri...

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Burlington, ON
L7M5A5

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Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm
Saturday 9am - 9pm

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