Bernadette Atchison Real Estate Agent Exsellence Team Realty

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Bernadette Atchison Real Estate Agent Exsellence Team Realty Your local Real Estate Agent for Cornwall and Surrounding areas. If your thinking of purchasing a ho

Many Pandemic-Era Borrowers Prepare Proactively for Mortgage RenewalsA recent report highlights that 38% of Canadians wi...
10/08/2026

Many Pandemic-Era Borrowers Prepare Proactively for Mortgage Renewals
A recent report highlights that 38% of Canadians with mortgages are bracing for higher payments at renewal—a concern that many in our Cornwall and area communities are starting to feel as well. While most homeowners don’t plan to move, the majority are looking at ways to adjust their budgets, often by reducing discretionary spending, travel, or renovations to ease the pressure. The anxiety is especially noticeable in higher-priced markets. With over three decades working alongside clients through every kind of market shift, I know how important it is to balance financial realities with finding the right place to call home. As always, understanding your options and staying informed can make all the difference.


https://www.roomvu.com/agent-news/bernadette-atchison/1933868-Many-Pandemic-Era-Borrowers-Prepare-Proactively-for-Mortgage

10/08/2026

In this video, struggling to find the correct angle for an awkward ...

10/07/2026

Ontario Condo Closings Face Value Gap
Ontario’s condo market has thrown some unexpected challenges at recent buyers, with closings leaving certain purchasers owing up to 30% more than their unit’s current market value. This happens when the appraised value at closing falls short of the original contract price—a risk that’s become all too common with today’s shifting market. Many buyers have found themselves unable to close, as banks lend based on current value, creating funding gaps that can be stressful and difficult to bridge. The time between signing and closing—often stretched by pre-sales, approvals, permits, and even labour shortages—can leave buyers exposed if prices dip before keys are handed over. In the strong seller’s market not long ago, developers sometimes canceled deals as their own costs soared, which led to increased provincial scrutiny and calls for more oversight. With contracts offering limited options for withdrawal—usually just a 10-day cooling-off window, or a release if occupancy isn’t met by the agreed date—it’s crucial to have local expertise and a clear understanding before making a commitment. Drawing on my decades of experience in Cornwall and the surrounding areas, I always encourage clients to look closely at every detail during pre-construction purchases and to plan for the unexpected, keeping both market trends and contract terms in mind.

10/06/2026

Today I’m installing the PEAK Aluminum Railing System on my deck an...

10/06/2026

Ontario Builders Prepare for Growth with New Investments
As someone deeply invested in Cornwall and our surrounding communities, I’ve seen firsthand how shifts in the market ripple through every stage of a home’s journey. Right now, Ontario builders are facing a new challenge: tariff disputes between Canada and the U.S. are pushing up construction costs by $9,000–$14,000 for single homes and $18,000–$28,000 for mid-rise units. These increases affect not just materials and jobs, but also the pace of new builds and the broader affordability across North America. It’s another reminder of how interconnected our market truly is—and why understanding these factors is key for anyone planning their next move, whether you’re considering residential, multi-family, or even commercial opportunities.

10/05/2026

Ontario HST Rebates Boost New Home Sales
As someone who’s witnessed the ebb and flow of Cornwall’s housing market over the years, I’ve seen firsthand how policy changes—like Ontario’s temporary HST relief—can influence affordability, buyer confidence, and overall sales activity. Industry advocates pointed to this recent tax reduction as proof that easing the tax burden can help both families and builders, but also made it clear that only permanent relief would truly move the needle for new construction. Builders today aren’t just facing higher costs for materials and labour—they’re also navigating complex approvals and restrictive rules, with taxes, fees, and levies adding significant pressure. Unfortunately, rollout delays for the temporary program meant many builders and buyers were left waiting, limiting its impact just when our market needed momentum most. Highrise condo projects, in particular, felt the strain, since their longer timelines make short-term incentives less practical. The conversation now is shifting to a long-term vision: advocates are calling for permanent HST relief, even the full removal of HST on new homes, to help Ontario reach its target of 1.5 million homes by 2031. As a local real estate professional, I keep a close eye on these developments—because every shift in policy shapes the opportunities and challenges for Cornwall families and our broader community.

10/04/2026

MVArchitects creates a home spa in a former dead space

Housing Starts Data Release: What It Means for Canada's MarketNoticed some movement in the latest housing starts numbers...
10/03/2026

Housing Starts Data Release: What It Means for Canada's Market
Noticed some movement in the latest housing starts numbers—July’s estimate sits at 248, up from June’s 239. While we’re still waiting on the finalized figures, this uptick points to possible growth in construction and hints at a more active real estate landscape across Canada. For those of us closely tied to Cornwall and its surrounding communities, these trends help shape expectations for both buyers and sellers. Drawing on decades of experience navigating residential, condo, multi-family, commercial, and vacant land transactions, I know how shifts like these can influence local opportunities and decision-making. As always, staying informed is key to making the right move.


https://www.roomvu.com/agent-news/bernadette-atchison/1938747-Housing-Starts-Data-Release%3A-What-It-Means-for-Canada%27s-Mark

10/02/2026

Dreaming of owning your own home but convinced you can’t afford it?...

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