Mortgage Kamloops - Sarah Park

Mortgage Kamloops - Sarah Park Helping clients secure the right mortgage with expert advice and personalized service.

Based in Kamloops, Sarah Park offers trusted guidance for homebuyers, refinances, and property investments.

Mortgage renewal time is the perfect moment for homeowners to take stock and ask whether their current lender is still t...
06/25/2026

Mortgage renewal time is the perfect moment for homeowners to take stock and ask whether their current lender is still the best fit.

Just like any long term relationship, things change. Your financial situation, goals, and the market all evolve, making it worthwhile to explore what other options are available.

Shopping around at renewal often uncovers better rates, improved terms, or features that better align with your life today.

Message or give me a call today and let’s make sure your renewal works in your favour!

As a first-time home buyer, you may be able to take advantage of two government programs designed to help you build a la...
06/23/2026

As a first-time home buyer, you may be able to take advantage of two government programs designed to help you build a larger down payment while benefiting from valuable tax advantages.

The RRSP Home Buyers’ Plan (HBP) allows eligible individuals to withdraw up to $60,000 from their RRSP toward a qualifying home purchase, subject to repayment requirements. The First Home Savings Account (FHSA) offers tax-deductible contributions of up to $8,000 annually, up to a $40,000 lifetime limit, along with tax-free growth and qualifying tax-free withdrawals for a first home purchase.

For eligible buyers, these programs may be used together to increase the funds available for your down payment.

Not sure how these programs fit into your home buying plans? Reach out and I’d be happy to help you explore your options.

One application. All the options. Banks typically show homeowners just one product, while an independent broker shops th...
06/18/2026

One application. All the options. Banks typically show homeowners just one product, while an independent broker shops the full market to present a complete range of choices tailored to their needs. This approach often leads to more flexible terms and solutions that truly fit long-term financial goals instead of settling for whatever a single lender offers.

See the difference for yourself. Message me today to compare your options.

Property taxes are coming due 🏡Make sure your property taxes are paid on time, and don’t forget to apply for your Home O...
06/17/2026

Property taxes are coming due 🏡

Make sure your property taxes are paid on time, and don’t forget to apply for your Home Owner Grant if you qualify.

This grant is not applied automatically — you need to apply for it each year, even if you’ve received it in the past.

It only takes a few minutes, but it can make a difference in the amount you owe.

I’ve put together a blog with more details on how the BC Home Owner Grant works, who qualifies, and why it’s important to apply before the deadline.

Read the blog here👉 https://mortgagekamloops.com/bc-home-owner-grant/

A quick check now can save you a headache later.

Buying your first home is one of the most exciting moments you’ll ever experience, but I know it can also feel pretty ov...
06/16/2026

Buying your first home is one of the most exciting moments you’ll ever experience, but I know it can also feel pretty overwhelming. Between figuring out what you can realistically afford, sorting through programs and incentives, and handling all the paperwork, it’s easy to feel lost.

From pre-approval all the way to getting the keys in your hand, having the right support helps you avoid expensive surprises, discover opportunities most people miss, and build a mortgage that truly fits your life and budget, not just for today but for years ahead.

Your very first mortgage lays the foundation for your financial future. When it’s done right, it brings real stability, peace of mind, and the freedom to focus on what matters most, like creating memories in your new home.

Ready to take that first step?

Drop a comment below or send me a message today, and let’s get you started on the right path!

I’m excited about the Bank of Canada’s latest rate hold, which is creating a welcome window of stability in the mortgage...
06/12/2026

I’m excited about the Bank of Canada’s latest rate hold, which is creating a welcome window of stability in the mortgage market.

Homeowners now have the breathing room to step back, review their options carefully, and make thoughtful decisions instead of reacting to sudden shifts or headlines. This kind of predictability is exactly when smarter, long-term strategies come together.

Message me today to explore how this stability can work in your favour.

The Bank of Canada has confirmed a rate hold.I’m pleased to share that the policy rate remains unchanged at 2.25%. This ...
06/10/2026

The Bank of Canada has confirmed a rate hold.

I’m pleased to share that the policy rate remains unchanged at 2.25%. This marks another hold in the current cycle, delivering continued stability for Canadian mortgage borrowers amid mixed economic signals and global uncertainties.

A stable rate environment gives us room for thoughtful planning around renewals, pre-approvals, and long-term mortgage strategies - instead of reactive decisions.

If you’d like to see how today’s announcement affects your specific situation, reach out to me for a no-obligation review and confident next steps.

Are you feeling a bit worried about your upcoming mortgage renewal?You are definitely not alone. A lot of homeowners get...
06/04/2026

Are you feeling a bit worried about your upcoming mortgage renewal?

You are definitely not alone. A lot of homeowners get anxious when their term is ending, especially if life has changed since they bought the house. Maybe your income is different, your family has grown, or the market just feels different now.

Here is the thing: renewal is not just about signing a new term. It is actually a really good opportunity to reset your mortgage, your payments, your flexibility, and your long term plan.

This is exactly where I can help. I shop around with multiple lenders, look at all the options, check for any penalties, and make sure the next mortgage actually fits where you are today and where you want to go. No more settling for whatever the bank automatically offers.

Renewal should feel exciting and empowering, not stressful.

If your mortgage is coming up for renewal, send me a message today and let’s chat!

So excited to be sponsoring the prizes for Hoops in the Loops this weekend downtown!🏀I love supporting events that bring...
06/03/2026

So excited to be sponsoring the prizes for Hoops in the Loops this weekend downtown!🏀

I love supporting events that bring our community together and encourage kids to stay active, have fun, and build confidence through sport.

Good luck to all the players, and I can’t wait to see everyone out there this weekend! 🧡

KamloopsEvents SarahParkMortgageBroker DowntownKamloops Basketball Support

Your home equity is one of the most powerful financial tools you have - and I love helping homeowners unlock it!Whether ...
06/02/2026

Your home equity is one of the most powerful financial tools you have - and I love helping homeowners unlock it!

Whether you want to renovate your kitchen, consolidate high-interest debt, invest in another property, or simply tackle a big life goal, I can help you access low-cost funds in smart, flexible ways. Most homeowners are shocked at how affordable and strategic these options can be when done right.

Don’t let all that hard-earned equity just sit there unused.

Ready to put your home’s value to work for you? Message me today and let’s explore how much we can unlock together!

Address

820 Seymour Street
Kamloops, BC
V2C2H5

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm

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