My Midland Area - Monica McCready

My Midland Area - Monica McCready FORMER MARKETER NOW REALTOR® FOR 19 YEARS AND COUNTING, HELPING FAMILIES BUILD BETTER FUTURES AND LIVE BETTER TODAY. Thank you for 'Liking' My Midland Area.

Powered by your local REALTOR®, Monica McCready, serving the good people of Midland, Penetanguishene, Tay & Tiny Townships for 20 years and counting | Call: 705-528-4897 | Email: [email protected] | For more info go here: bit.ly/McCreadyReviews Serving homeowners in Midland, Penetanguishene, Tay and Tiny Townships to help you sell faster, for more money and less hassle using an extensive ne

twork and the latest tech. I am honoured and passionate about serving my clients, my profession and my community, and am excited to help you too! You can expect great results delivered with professionalism, a positive attitude and a little bit of humour thrown in because life should be fun right? I like it too. Pass it on. Post great stuff. Share with your friends. Talk soon! Monica McCready

📣 The is happening this Saturday (June 13) from 9am-5pm in our downtown core, along King Street and the waterfront. Com...
06/10/2026

📣 The is happening this Saturday (June 13) from 9am-5pm in our downtown core, along King Street and the waterfront. Come and enjoy 230+ vendors and food trucks.

Presented by

Come join the fun

Will we see you there?

06/10/2026

🔥NEW LISTING | $579,000

Attention First Time Homebuyers: Enjoy Desirable West End Midland, Near Downtown & Georgian Bay 🌳🌳🌳🤸⛵️☀🚴

Features include:
- Spacious 4-level backsplit
- Located walking distance to schools, parks, the hospital and shopping
- Well-kept and ready for you to make it your own

Live close to the waterfront, golf, trails, beaches, marinas and a short drive to our vibrant downtown shops & restaurants. Commuting distance to Barrie, Wasaga and Orillia.

Here's your chance to enter the market, relocate, or downsize and simplify. Reach out today to book your private showing 🏡🌿

📍1010 Glen Eagles Crescent, Midland

$579,000

For more information on this (Midland) home, please contact Monica McCready at 705-528-4897 or [email protected]

Or DM me and I'll send you more photos and the full listing

Multi-generational households in Canada grew 21.2% over the past decade — more than twice the overall rate of household ...
06/10/2026

Multi-generational households in Canada grew 21.2% over the past decade — more than twice the overall rate of household formation, according to Statistics Canada’s 2021 Census. And that growth has only accelerated since. 👨‍👩‍👧‍👦

This isn’t a trend. It’s a structural shift.

Driving factors include an aging population, affordability pressures that make independent living difficult for young adults, and immigration patterns that prioritize family reunification. For families housing an aging parent or a family member with a disability, there’s an added incentive: the federal Multigenerational Home Renovation Tax Credit provides up to $7,500 for constructing a self-contained secondary suite for a qualifying senior or adult.

House hacking doesn’t always mean renting to strangers. Sometimes it means sharing a home — and the costs — with the people who matter most.

Read the full article here: https://bit.ly/McCreadyBlog

06/09/2026

💥 OPEN HOUSE | Saturday 2pm-4pm

Your Privately Owned Beach Access Is Just Steps Away From This Beautifully Updated Bungalow 🌳💦⛱

Many windows provide plenty of natural light and you have multiple walk-outs from your open concept main spaces, connecting you to the outdoors and a 41' x 10' wrap-around deck for your entertaining pleasure.

This jewel box of a home has 3+ bedrooms, 2 bathrooms and 2,190 square feet across 2 floors of finished space.

Enjoy endless summer days at the beach and all year around, away from the hustle and bustle 😎☀️🥰

For more information on this (Tiny Township) home, please contact Monica McCready at 705-528-4897 or [email protected]

Or come by the Open House this Saturday, 2pm-4pm.

📍2 Belle Vue Ave, Tiny, Ontario L9M 0H5

$669,000

See you there!

06/05/2026

💥 PRICE DROP | Penthouse with Georgian Bay views did you say? Yes, please! 😎☀⛵🛶❄🚴

This one has them from all the main spaces including your balcony overlooking the water, PLUS it has 2 bedrooms and 2 parking spaces!

And you would be located in this upscale neighbourhood without the multi-million-dollar price tag, with waterfront trail access across the street and close to all your downtown amenities 🏡🌿💦

For more information on this (Midland) condo, please contact Monica McCready at 705-528-4897 or [email protected]

Type this link into your browser: bit.ly/280Aberdeen415

📍280 ABERDEEN Boulevard Unit #415, Midland, Ontario L4R 5N4

Secondary suites have become the gold standard for house hacking in 2026 — and there’s a reason why. 🏠The Canada Seconda...
06/04/2026

Secondary suites have become the gold standard for house hacking in 2026 — and there’s a reason why. 🏠

The Canada Secondary Suite Loan Program, administered through CMHC, now offers homeowners up to $80,000 at a fixed 2% rate over 15 years to build or convert a secondary suite — double the program’s original limit. For buyers who need more, CMHC’s refinancing program allows access to up to 90% of your home’s post-renovation value.

Secondary suites include:
🔹 Basement apartments
🔹 Laneway houses
🔹 Garden suites

They’re increasingly legal, federally supported, and proven in the rental market. If affordability is your biggest barrier to homeownership, a property with secondary suite potential might be the solution.

Read the full blog article here: https://bit.ly/McCreadyBlog

🔥NEW LISTING | $579,000Attention First Time Homebuyers: Enjoy Desirable West End Midland, Near Downtown & Georgian Bay 🌳...
06/04/2026

🔥NEW LISTING | $579,000

Attention First Time Homebuyers: Enjoy Desirable West End Midland, Near Downtown & Georgian Bay 🌳🌳🌳🤸⛵️☀🚴

Features include:
- Spacious 4-level backsplit
- Located walking distance to schools, parks, the hospital and shopping
- Well-kept and ready for you to make it your own

Live close to the waterfront, golf, trails, beaches, marinas and a short drive to our vibrant downtown shops & restaurants. Commuting distance to Barrie, Wasaga and Orillia.

Here's your chance to enter the market, relocate, or downsize and simplify. Reach out today to book your private showing 🏡🌿

📍1010 Glen Eagles Crescent, Midland

$579,000

For more information on this (Midland) home, please contact Monica McCready at 705-528-4897 or [email protected]

Or DM me and I'll send you more photos and the full listing

06/02/2026

House hacking isn’t about living for free — it’s about making homeownership possible when it otherwise wouldn’t be. In 2026, the strategy is less about eliminating a mortgage payment and more about engineering one you can actually afford. 🏡

Here’s what’s working:

✅ Secondary suites — The Canada Secondary Suite Loan Program offers up to $80,000 at 2% fixed over 15 years to build or convert a suite

✅ Multi-generational homes — Multi-generational households in Canada grew 21.2% over the past decade, more than double the overall household formation rate

✅ Small multi-family properties — CMHC mortgage insurance allows as little as 5% down on owner-occupied properties, with the insured ceiling now raised to $1.5 million

✅ Realistic expectations — If rental income cuts your $3,800 payment down to $2,200, that’s a win

The math has to work. The zoning has to be legal. And the lifestyle has to fit. But for the right buyer, house hacking can turn a closed door into an open one.

Read the full article here: https://bit.ly/McCreadyBlog

If you’re thinking about selling your home, you’ve probably heard the term “months of inventory or supply” thrown around...
06/01/2026

If you’re thinking about selling your home, you’ve probably heard the term “months of inventory or supply” thrown around.

If you spoken to me about selling, buying or just about the market in general, then you've definitely heard the term :)

It's one of the single most important metrics. But what does it actually mean?

Months of inventory measures how long it would take to sell all available homes at the current sales pace, without any new listings hitting the market. It’s one of the clearest indicators of whether we’re in a buyer’s or seller’s market.

Here’s the breakdown:
– Less than 5 months = Seller’s market (low inventory, more competition among buyers)
– 5-6 months = Balanced market
– More than 6 months = Buyer’s market (more inventory, buyers have negotiating power)

Right now, inventory levels are rising in many markets across the country, including ours. According to recent CREA data, we’re seeing a shift from the extreme seller’s market of a few years ago. This means pricing strategy, home preparation, and timing matter more than ever.

If you’ve been waiting for the “perfect time” to list, understanding these metrics can help you make a more informed decision about your specific situation and local market conditions.

Call/text/email us at 705-528-4897 or monicamccready if you have questions.

05/31/2026

🔥PENTHOUSE WITH WATER VIEWS | $549,000

Enjoy Views Up And Down Penetang Bay in this renovated condo located in an upscale waterfront neighbourhood without the multi-million-dollar tag 🌿💦

Features include:
- Water views from all the main spaces
- neutral decor and open floor plan with an abundance of natural light
- comes with storage locker, parking space and private balcony

Live close to the waterfront, golf, trails, beaches, marinas and a short drive to our vibrant downtown shops & restaurants. Commuting distance to Barrie, Wasaga and Orillia.

Here's your chance to enter the market, relocate, or downsize and simplify. Reach out today to book your private showing. Then just buy it and move in! 🌿💦

For more information on this (Penetanguishene) condo, please contact Monica McCready at 705-528-4897 or [email protected]

Or DM me and I'll send you more photos and the full listing

📍11 BECK Boulevard, Unit 404, Penetanguishene, Ontario L9M 2G1

Asking $549,000

Address

833 King Street, P. O. Box 416
Midland, ON
L4R4L1

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

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