10/06/2026
One home can have three different values — and each one answers a different question.
🏷️ Listing price — What the seller is asking.
📋 Appraised value — What an independent appraiser determines the property is worth for the lender.
🏠 Assessed value — The value used by the local tax authority to calculate property taxes.
Don’t mix the lanes. These numbers can be different, and that doesn’t necessarily mean something is wrong. If the numbers don’t match what you expected, ask the right expert: your Realtor, lender, or local tax authority.