08/27/2026
Ontario Needs New Infrastructure Financing for Housing
After more than three decades helping families buy and sell homes across Ontario, I’ve seen firsthand how much goes into creating a thriving community. It’s never just about building houses—new neighbourhoods need water, roads, utilities, parks, and often remediation long before anyone moves in. The reality is, these infrastructure costs usually show up before any homes are sold or rented, which often means developers have to come up with extra equity, raise prices, redesign plans, or delay projects altogether. Ontario’s current reimbursement model does allow for some cost recovery down the road, but it’s unpredictable and leaves developers carrying a lot of risk when it comes to timing and collections. There’s talk of a made-in-Ontario district model that could help by spreading these long-term costs out over time, with transparent levies and oversight tied directly to the properties that benefit. While this wouldn’t replace the need for smarter approvals or improved construction financing, it could be a real step forward in turning deferred housing projects into places Ontario families can actually call home. For me, it always comes back to the people behind every move, and finding ways to help more folks reach their homeownership goals is what keeps me passionate about this business.
