Kara Lenius - Mortgage Broker

Kara Lenius - Mortgage Broker 🏡 judgement-free mortgage advice + unsolicited dog content 🐶

06/08/2026

Did you know that you don’t have to be a first time home buyer to put 5% down? Minimum down payment requirements are actually based on property value and occupancy (owner occupied/second home/rental).

Helping you navigate the financing side of your home purchase is a true privilege. Thank you for your trust and for bein...
05/29/2026

Helping you navigate the financing side of your home purchase is a true privilege. Thank you for your trust and for being fantastic to work with, Jasmine! 🖤

05/16/2026

Own this home for less than you’re paying in rent! Optional level-up: finish the suite downstairs and have a portion of your bills covered by rental income.

Great opportunity listed by Gemma Nance & Jackie Zingle with The Team at Coldwell Banker Local Realty 🙌🏻

05/14/2026

Have your mortgage monitored for 💰-saving opportunities, completely free! DM me the following info and I can get you set up:

1️⃣ Your lender
2️⃣ Maturity date
3️⃣ Current mortgage balance
4️⃣ Current payment
5️⃣ Original term length
6️⃣ Interest rate

Should an opportunity arise, you’ll receive a clear breakdown of your savings from me. No obligation to act, ever. This is a free service that will keep your mortgage working for you.


05/07/2026

Some first-time buyers put off getting pre-approved because they’re not sure what’s involved. So here it is: the whole process, broken into 3 steps.

✅ Connect with your broker and apply
✅ Credit check
✅ Review your options and explore scenarios and programs

Once your (complete) documents are in, the whole thing typically takes 24–48 hours. That’s it.

There are also some great programs available to Saskatchewan buyers right now, including FHSA, Purchase + Improvements, Secondary Suite Incentive, RRSP Home Buyers’ Plan, and more.

Drop a 🏡 in the comments and I’ll send you a free overview of the process from pre-approval to keys in hand.

Save this for when you’re ready to start. 📌

01/28/2026

The Bank of Canada has announced this morning that they will hold the target overnight lending rate steady at 2.25%. This leaves Prime rate for most banks at 4.45%. The next announcement is scheduled for March 18.

Thank you, Britney! 🥹🩷
01/27/2026

Thank you, Britney! 🥹🩷

Mortgage approval is not just about income. Different lenders focus on different pressure points, some care more about t...
01/26/2026

Mortgage approval is not just about income. Different lenders focus on different pressure points, some care more about total debt servicing, others look closely at what is left over each month, and some treat rental income very differently.

I look at which approach fits your real situation, not just the numbers on paper.

This is why two people with the same income can receive very different answers depending on the application's structure.

Contact me to place your file where lender policy truly support your goals.

🏠 It does not need to be your first home purchase. Being able to put 5% down has more to do with occupancy than whether ...
01/13/2026

🏠 It does not need to be your first home purchase. Being able to put 5% down has more to do with occupancy than whether or not you are a first time buyer.

Address

207/2075 Hamilton Street
Regina, SK
S4P2E1

Telephone

+13062097811

Website

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