Terri Sawchuk Boyes Group Realty

Terri Sawchuk Boyes Group Realty I’m Terri, a Real Estate agent serving Saskatoon, Prince Albert and the surrounding communities. www.terrisawchuk.com

My approach is simple: clear communication, genuine relationships, and local expertise you can count on. Realtor serving Saskatoon, Prince Albert and Area.

09/19/2026

🌟 Spotlight Saturday! Today I’m highlighting a truly special local business right here in Prince Albert — The Green Soup Emporium! 🌟

If you haven’t been yet, you’ll want to add this place to your must‑visit list. 🌿

Located at 1308 Central Ave, this space is so much more than a shop — it’s a community hub, a healing space, and a creative haven.

Here’s what you’ll find:
✨ Tarot readings & healing sessions — book online: https://thegreensoupemporium.clinicsense.com (thegreensoupemporium.clinicsense.com in Bing)
🎨 The Vortex Artist Alley — celebrating local artists
📚 Monthly Book Club — last Wednesday of every month, 7–9pm
💬 Thursday Evening Chats — 5–7pm
🛍️ Unique items for sale
🌱 Classes coming soon — check their website for updates!

Prince Albert is full of incredible local gems like this — and it’s one of the reasons I love helping people find their home here.

📍 1308 Central Ave, Prince Albert, SK
📞 306‑763‑6769
🌐 https://www.thegreensoupemporium.com
📘 https://facebook.com/thegreensoupemporium (facebook.com in Bing)

💛 Give them a follow and stop by to show your support!
🏡 Thinking about buying or selling in Prince Albert or surrounding areas? I’m always here to help.

09/18/2026

🏠 HAPPY FUN FACT FRIDAY🏠

Ever wonder how long is too long for a mortgage? 🏡

In Sweden, the average mortgage term once stretched to around 140 years — so long that the debt was effectively passed down to kids and grandkids along with the house. It got so out of hand that the Swedish government stepped in and legally capped terms at 105 years. Wild, right?

Here in Saskatchewan, we like things a little more manageable — a mortgage you can actually pay off within your own lifetime! If you're wondering what a realistic mortgage timeline looks like for your budget, I'd love to help you map it out. 📲

Terri Sawchuk | REALTOR® | Boyes Group Realty.
306-371-6161 | [email protected] | terrisawchuk.com

09/17/2026

🏡 THIS OR THAT 🏡
Cozy Night In 🛋️✨
OR
Adventure Out 🌄

When people start thinking about their next home, it’s usually about more than square footage or finishes — it’s about the lifestyle they want to live.

Would your ideal home be perfect for cozy evenings in… or would it be your launch point for outdoor adventures?

I’d love to know — which one are you choosing?

If you’re thinking about buying or selling and want help finding the right fit for your lifestyle, send me a message.
💛

09/15/2026

🏡 Most first-time buyers in Saskatchewan only use ONE of the programs available to them. Here's what you're actually entitled to — and yes, you can use them all at once.

1️⃣ No land transfer tax in Saskatchewan
Unlike most provinces, Saskatchewan doesn't charge a land transfer tax when you buy a home. You pay small title registration fees — that's it. It's one of the hidden financial advantages of buying here that most people don't realize until they compare notes with friends buying in Ontario or BC.

2️⃣ First-Time Home Buyers' Tax Credit — up to $1,500 back
Claim $10,000 on your federal tax return the year you buy, and get up to $1,500 off your tax bill. No application, no waiting — just one line on your return. Couples can split the claim between both returns.

3️⃣ Home Buyers' Plan — withdraw up to $60,000 from your RRSP tax-free
Use your own RRSP savings as part of your down payment, completely tax-free. Couples can withdraw up to $120,000 combined. You repay it over 15 years, starting two years after your withdrawal.

4️⃣ The FHSA — the most powerful savings account most people aren't using yet
Contribute up to $8,000/year (lifetime max $40,000), deduct it from your taxable income like an RRSP, and withdraw everything tax-free when you buy — no repayment required. It combines the best of an RRSP and TFSA, built specifically for your first home.

5️⃣ Stack them all — don't just pick one
This is the one most buyers miss entirely. The HBTC, HBP, and FHSA are three completely separate programs. Using one doesn't disqualify you from the others. A couple using all three — plus Saskatchewan's no-land-transfer-tax advantage — could access well over $100,000 in combined down payment power and tax savings.

Buying your first home in Saskatchewan? Let's make sure you're walking in with every advantage available to you. 📲

306-371-6161 | [email protected] | terrisawchuk.com

Terri Sawchuk | REALTOR® | Boyes Group Realty

09/14/2026

🏡 MARKET MONDAY: More Choice — But Saskatchewan Still Isn’t a Buyer’s Market

Buyers are finally seeing a little more selection across Saskatchewan, but the latest numbers don’t point to a major market reversal.

In August, Saskatchewan recorded 1,510 residential sales and 2,277 new listings. The provincial benchmark settled at $381,600, still more than 3% higher than a year ago, while effective supply increased to approximately 2.60 months.

That increase in inventory is meaningful — but it’s still a relatively tight market.

Saskatoon may be the most interesting market to watch right now.

🏙️ Saskatoon: $444,700 benchmark | +2.8% YoY | 1.63 months effective supply

📍 Prince Albert: $280,700 | +1.5% YoY | 2.47 months supply

🏡 Warman: $529,600 | +4.8% YoY | 2.15 months supply

🏘️ Martensville: $444,500 | +3.3% YoY | just 1.42 months supply

Buyers have a little more breathing room than they did earlier this year — but good homes in desirable price ranges can still move quickly.

For sellers, this means pricing and presentation matter more. Buyers have more alternatives, so simply putting a home on the market and expecting competition is becoming less reliable.

And on the rate side, the Bank of Canada held its overnight rate at 2.25% on September 2.

The bottom line?

More choice does not automatically mean a buyer’s market.

Thinking about buying or selling? Message me your neighbourhood and price range and I’ll show you what’s actually happening in your specific market.

09/12/2026

💍 Local Spotlight: Sunday Eve Bridal Atelier 💍

Northern Saskatchewan brides, take note — you no longer have to make the trek to Saskatoon for designer bridal fashion. Sunday Eve Bridal Atelier, right on Central Ave in downtown Prince Albert, is bringing that experience home.

The numbers: 8 designer collections on the racks — Eddie K, Justin Alexander, Lillian West, Calla Blanche, Lamour, La Perle, Oksana Mukha, and Sima Couture. And a fact worth bragging about — this boutique is the ONLY place in the entire province where you'll find Oksana Mukha and Sima Couture gowns.

Sizing is inclusive, so every bride is fitted, not squeezed into what's on hand. Appointments run one-on-one and unhurried — no crowded sample rooms, no clock-watching, just space to actually find your dress.

📍 Central Ave, Downtown Prince Albert
🗓️ Tuesday–Saturday, by appointment
📞 (306) 763-1075
🌐 sundayevebridalatelier.ca
📸

Wedding on the horizon? This one's worth the drive.

Tag a bride-to-be who needs to see this! 👇

Terri Sawchuk | REALTOR® | Boyes Group Realty
📞 306-371-6161 | ✉️ [email protected] | 🌐 terrisawchuk.com

09/11/2026

🏡Did you know some Saskatchewan towns will sell you land for just one dollar?

💵 The Village of Craik has offered $1 lots since 2017 as part of its Eco-Village project — you just commit to building an environmentally friendly home within two years, and the lots even come with road access, water, sewer, and electricity hookups already in place!

⚡🚰 And just down the highway, the Town of Cupar has been running its own $1 lot program since the early 1990s, often throwing in a free year of municipal taxes and water to sweeten the deal. 🎉

It's actually worked, too — Craik has been one of the few rural Saskatchewan communities to see its population grow in recent years.

📈🏘️ Proof that a little creativity (and a whole lot of community spirit) can bring a small town back to life! 🌾✨

👉 Would you ever build in a small town for a deal like this? Drop a comment below! 💬

📲 306-371-6161 | 📧 [email protected] | 🌐 terrisawchuk.com
Terri Sawchuk | REALTOR® | Boyes Group Realty. 🏡

09/10/2026

🏡 THIS OR THAT — What’s on your must-have list?

When you’re house hunting, some features are negotiable…and others definitely aren’t! 👀

So where does the garage fall on your list?

🚗 ATTACHED GARAGE — Direct access to the house can be awfully appealing when you’re carrying groceries — or when it’s freezing outside. ❄️

🔨 DETACHED GARAGE — More separation from the house and potentially a great dedicated space for a workshop, hobbies, storage or vehicles.

Now I want to know:

👇 Which one is on YOUR must-have list — ATTACHED or DETACHED?

And here’s the bonus question: Would you pass on a house you otherwise loved because it had the wrong one? 🤔🏡

Every buyer’s wish list is different. If you’re thinking about making a move, I’d be happy to help you find the property that checks the boxes that matter most to you. 🔑

Terri Sawchuk, REALTOR®
Boyes Group Realty Inc.

09/09/2026

🔍 WANTED WEDNESDAY! 🔍

My buyers are actively looking for their perfect small-town home! Here’s what they’re searching for:

📍 Location: Bedroom community within 35 mins of Saskatoon (West, North, or South — think Warman, Martensville, Langham, Delisle, Hanley).

🛏 Specs: Min 3 Bedrooms (Any home style considered).

💰 Budget: Under $325,000.

Do you know someone thinking about selling, or are you considering putting your home on the market? Drop a comment, send me a DM, or share this video!

📲 Terri Sawchuk | Realtor®

📞 306-371-6161

📧 [email protected]

🌐 terrisawchuk.com

09/08/2026

✨ TIPS ON TUESDAY — Seller Advantage Edition ✨

In a multiple‑offer market, a pre‑listing inspection can be one of the smartest moves a seller makes. Here’s why:

1️⃣ You can fix issues on your own schedule
2️⃣ A clean report builds buyer confidence and encourages stronger offers
3️⃣ It reduces the chance of a deal falling apart after inspection
4️⃣ It helps buyers compete more confidently — even if they waive their own inspection
5️⃣ Homes with pre‑listing inspections often sell noticeably faster

In a market this tight, buyers are already taking on risk to compete.
A pre‑inspection removes some of that uncertainty — for both sides.

If you’re thinking about listing, let’s talk about whether a pre‑inspection makes sense for your home.

📲 306‑371‑6161 | [email protected] | terrisawchuk.com

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