10/08/2026
Most people focus on the interest rate.
Very few pay attention to how the mortgage is actually structured.
This client didn’t increase their payments or take on more debt.
They simply used a mortgage that worked better with their cash flow.
Result?
Years shaved off the mortgage
and over $176K saved in interest.
Sometimes the biggest savings come from structure, not sacrifice.
If you want to see whether this could work for your situation, book a strategy call.