Steve Doran

Steve Doran 🏡UK Property and Business Coach
👨‍🚒Firefighter to Financially Free
🏨Investing in Property for 19 Years

08/10/2026

What if you could move your entire property portfolio into a limited company without an immediate Capital Gains Tax or Stamp Duty bill?

For some portfolio landlords operating through a genuine property partnership, this may be possible.

Section 162 Incorporation Relief can allow qualifying capital gains to be deferred, while the partnership rules under Schedule 15 of the Finance Act 2003 can, in certain circumstances, reduce or eliminate Stamp Duty Land Tax.

But it isn't as simple as setting up a company and transferring your properties.

There are strict conditions, mortgages to consider and plenty of moving parts.

In this episode of From The Ground Up, we break down how these reliefs work and why they could be game-changing for some landlords.

Always seek specialist tax and legal advice before restructuring your portfolio.

Comment "PODCAST" and I'll send you the link to watch or listen to the full episode. 🎙️👇

06/10/2026

What if the rent your business pays each month could help build your own pension instead of going to somebody else?

One strategy business owners can explore is using an eligible pension scheme to purchase commercial premises.

Your business then occupies the property and pays a properly assessed market rent to the pension. Instead of that rent going to an external landlord, it goes into your pension, where qualifying investment income can benefit from the pension’s tax-advantaged environment.

There are strict rules around pension property investment, valuations and connected-party transactions, so specialist advice is essential.

But for the right business owner, it’s definitely a strategy worth understanding.

05/10/2026

A 2.5% deposit sounds like an incredible way to get more first-time buyers onto the property ladder.

But you need to understand what you’re signing up for.

If the remaining support takes the form of an equity loan that grows with the value of your home, you could end up paying back significantly more as the property increases in value.

Compare that with a traditional 95% mortgage, where you put down 5% and keep the benefit of any increase in the property’s value.

Lower deposit today, or potentially keep more of the upside tomorrow?

Which would you choose? Let me know in the comments. 👇

02/10/2026

This is exactly why you need to look beyond how a property is advertised.

It was listed as a four-bedroom house with four kitchens and four bathrooms.

In reality? Four flats with an opportunity to title split.

Two investors came together, borrowed the money, bought it for ÂŁ38,000 and a year later the property was valued at ÂŁ450,000 after the title split.

Sometimes the opportunity is sitting right in front of everyone. You just need the knowledge to recognise it.

Comment “PODCAST” and I’ll send you the link to watch or listen to the full episode. 🎙️👇

29/09/2026

Property investing isn’t easy money. It takes work, mistakes, learning and the willingness to keep going.

In this episode of From The Ground Up, Richard shares what’s driven him to keep building his portfolio, why every project teaches you something for the next one, and why you shouldn’t be afraid to work with someone else when you’re starting out.
Because sometimes half of something is far better than all of nothing.

And when you genuinely love what you do, learning and improving becomes part of the journey.

Comment "PODCAST" and I'll send you the link to watch or listen to the full episode. 🎙️👇

What an incredible day with our Elite Academy members 🏡Yesterday we brought together our Elite members for an exclusive ...
28/09/2026

What an incredible day with our Elite Academy members 🏡

Yesterday we brought together our Elite members for an exclusive meet up, just for this group. A relaxed day together, away from the big room, to properly catch up and celebrate how far everyone has come.

Every person in this photo has put in the work. They've backed themselves, taken action and are building something real, whether that's landing their next deal, growing a portfolio or creating long-term income for their families.

The day was all about connection, sharing wins, talking through current deals and helping each other take the next step.

Most importantly, thank you to our Elite members. The support, openness and willingness to help each other succeed is what makes this group so special. The whole team is so proud of each and every one of you. Watching your progress is genuinely the best part of what we do.

And we're only getting started. Our Academy Summit is just a couple of weeks away and we cannot wait. We look forward to seeing everyone there 🚀

If you'd like to find out more about the Academy and what it could do for you, send me a message and I'll point you in the right direction.

27/09/2026

Earn ÂŁ1 million. How much of it do you actually keep?

The answer can look very different depending on where in the world you earn it and how that income is structured.

In the UK, someone earning ÂŁ1 million as salary can face a substantial Income Tax and National Insurance bill, meaning the headline figure and what actually lands in your pocket are two very different numbers.

It’s a reminder that building wealth isn’t just about how much you earn.

It’s also about understanding how you earn it, how you structure it and what you keep.

Always take professional tax advice for your own circumstances.

26/09/2026

How many things have you decided you're ""not capable of"" without ever actually testing them?

We all create stories and beliefs about ourselves. The problem comes when we start treating those beliefs as facts.
Step outside what you think you know. Do something that makes you uncomfortable. Experiment.

Because you can’t learn from something you never actually do.

In this episode of From The Ground Up, we explore how changing the beliefs you hold about yourself can change the actions you’re willing to take.

Comment ""PODCAST"" and I'll send you the link to watch or listen to the full episode. 🎙️👇

25/09/2026

Landlords in England, there’s another major Renters’ Rights Act change you need on your radar.

The government has confirmed that its new national landlord registration service will begin rolling out region by region from December 2026, and registration will be mandatory for landlords as their region comes into scope.

Failing to register before letting or advertising a property can ultimately lead to a civil penalty of up to ÂŁ7,000, while repeated breaches or serious offences such as providing fraudulent information can lead to penalties of up to ÂŁ40,000.

One correction I’d make to the video before posting: the government’s published guidance says the annual registration fee is still to be confirmed, so I wouldn’t state £65 as fact yet.

Whatever your opinion on the new system, landlords need to know when registration opens in their region and make sure they comply.

23/09/2026

Gold goes up. Property goes up. Shares go up.

But there’s another side to the equation that people often forget.

Your money is losing purchasing power over time.

£1 today won’t buy the same amount in 10 years if prices continue to rise.

That’s one reason people choose to hold assets like property, shares or gold.

They’re looking for somewhere their money has the potential to maintain or grow its value over the long term.

In this episode of From The Ground Up, we discuss inflation, investing and why looking at the value of the asset is only half the picture.

Comment "PODCAST" and I'll send you the link to watch or listen to the full episode. 🎙️👇

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