Gareth Heaton - Mortgage & Protection Adviser

Gareth Heaton - Mortgage & Protection Adviser Hi I'm Gaz, a Mortgage, Protection, Commercial & Bridging adviser. Based in the North-West region. There will be a fee for mortgage advice.

Get in contact via phone📞email💻or direct message📲 so we can find the most suitable deal for you. Mortgage Advice Bureau are the UK’s leading mortgage network winning 150 national awards and counting for the quality of our advice and service. We operate as a local mortgage broker in Warrington, Cheshire and the Greater Manchester areas. Whether you’re a first time buyer, remortgaging, moving home or interested in buy to let, you can rely on our expert support every step of the way. With access to 1000s of mortgage products from over 90 UK lenders, we can help find the mortgage deal that’s right for you. We’ll take care of everything from discussing your option and helping you find the right mortgage, to choosing the most suitable protection for you and your family. We handle the whole application process for you and are here for you even after completion. Our mortgage advisers in Warrington
offer a free initial mortgage consultation and are available for a convenient home visit, evening and weekend appointments if required.

*Your home may be repossessed if you do not keep up your repayments on your mortgage. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.*

Head office https://www.mortgageadvicebureau.com/hull

Autumn is the perfect time to turn over a new leaf! 🍂We know it can be frustrating to be stuck renting and feeling like ...
24/09/2026

Autumn is the perfect time to turn over a new leaf! 🍂

We know it can be frustrating to be stuck renting and feeling like getting onto the property ladder is a long way off - particularly when saving for a deposit.

But, there are way more options available to first-time buyers than you might realise! 😮

Most lenders now offer deals with deposits as low as 5%, and some even less. Plus, various schemes and incentives such as Shared Ownership, First Homes Scheme, Right to Buy and even deposit contributions from housing developers. 🏡

With the support of an expert mortgage adviser, understanding what’s possible can be the difference between holding off and taking that first step onto the property ladder.

Embrace the change in season with a change of address! Get in touch today. 🧡🍁

"My mortgage deal doesn't end for another 6 months... do I really need to think about it yet?" 💬🤔It may seem a little ea...
22/09/2026

"My mortgage deal doesn't end for another 6 months... do I really need to think about it yet?" 💬🤔

It may seem a little early, but planning ahead could make the process much easier (and potentially cheaper!) for you.

Most formal mortgage offers are valid for up to 6 months, so exploring your options from this point gives you time to lock in a rate, whilst still having the flexibility to switch to a better rate if market rates drop before your current deal officially ends. 📉

It's also important to keep in mind that, without a new deal lined up, you'll be automatically transferred onto your lenders Standard Variable Rate (SVR). 😬 SVRs are often known for being significantly higher than fixed-rate deals, and you could potentially face much higher monthly payments than you were used to.

Remortgage specialist here 👋 Get in touch today!

🏦 Bank Rate held at 3.75%The Bank of England (BoE) has held the base rate at 3.75% once again, with the vote split 6–3, ...
17/09/2026

🏦 Bank Rate held at 3.75%

The Bank of England (BoE) has held the base rate at 3.75% once again, with the vote split 6–3, with three members calling for a rise to 4%.

Inflation has also recently increased to 3.1%, above the Bank’s 2% target, with energy prices being a major factor. The BoE has warned that if the ongoing conflict in the Middle East continues to push energy prices higher, inflation could rise further - potentially increasing the need for future bank rate rises. 📈

What does this mean for mortgages? 📊❓
For those on fixed rates, there’s no immediate change. If your fixed rate is coming to an end shortly, there’s no need to panic. There are still plenty of mortgage options available, and we can help you understand what’s available and plan ahead, rather than making a rushed decision.

As always, we’ll be keeping a close eye on the market and keeping you updated. 🏡

📣 Landlords... are you thinking about expanding your property portfolio? 🏡Whether you’re looking to add another buy-to-l...
16/09/2026

📣 Landlords... are you thinking about expanding your property portfolio? 🏡

Whether you’re looking to add another buy-to-let to your portfolio or take your property investments to the next level, getting the right mortgage in place can make a big difference. 🔑

Every landlord’s situation is different, and so is every portfolio. That’s why it pays to look at your options properly before making your next move.

Thinking about your next purchase? Let’s chat about what could be possible. 📩 👋

A little extra each month? Why not put it towards your mortgage? 🏡Overpaying your mortgage can be a great way to make a ...
10/09/2026

A little extra each month? Why not put it towards your mortgage? 🏡

Overpaying your mortgage can be a great way to make a real dent in what you owe. Even if it’s not a huge amount, those extra payments could help you pay less interest and get you closer to being mortgage-free. 💷

Your lender may have limits on how much you can overpay, and depending on your mortgage, there could be charges for paying off too much too soon, but it’s always worth checking what your current mortgage allows and how much you could potentially save.

Want to see if overpaying could work for you? Get in touch and we'll help you crunch some numbers. 📉

“I’m over 50… does that mean getting a mortgage is off the table?”Not necessarily! ☝️ In fact, there may be more option...
07/09/2026

“I’m over 50… does that mean getting a mortgage is off the table?”

Not necessarily! ☝️ In fact, there may be more options available than you realise. 🏡

We speak to lots of people who assume that once you reach a certain age, getting a mortgage becomes difficult... or even impossible. But, that isn't necessarily the case.

Whether you’re looking to move home, remortgage, help family out, or simply want to know what’s actually possible at this stage of life, there are options worth exploring.

Every situation is different, so rather than guessing, let’s have a proper conversation about yours and see what could be possible for you. 💬🙂

📲 Get in touch today!

Is your mortgage still the right fit for you? 👀Life changes and your mortgage can too!Whether you’re coming to the end o...
04/09/2026

Is your mortgage still the right fit for you? 👀

Life changes and your mortgage can too!

Whether you’re coming to the end of your current deal, looking for a better rate, wanting to unlock some equity or planning some home improvements, remortgaging could be worth exploring. 💰✨

Let’s see what could work better for you. 👋

When life throws unexpected challenges your way, having the right financial safety net in place makes all the difference...
26/08/2026

When life throws unexpected challenges your way, having the right financial safety net in place makes all the difference...🛡️

But with so many policies, terms, and providers out there, finding the right cover can feel overwhelming! 😬

Here is why talking to an expert protection adviser is worth your time: 👋
🎯 Tailored deals - Get a policy built specifically around your lifestyle, budget and family setup.
✅ Zero hidden gaps - Ensure you aren't paying for useless cover or left exposed when it counts.
🔎 Market-wide choice - Will compare top providers to secure the most suitable product.
⏱️ No hassle - Skip hours of reading confusing fine print, we'll do all the heavy-lifting for you!

Don't leave your family's financial security to chance. Get in touch today to talk through your options! 📲

With just one more week of August before September arrives, the back-to-school chaos and return to work routines are jus...
23/08/2026

With just one more week of August before September arrives, the back-to-school chaos and return to work routines are just around the corner. 🎒

So, if you find yourself with a little free time and have been considering your mortgage options, why not make the most of the time you have now? 🏡

Whether you’re remortgaging, moving home or buying your first home, our expert mortgage advisers have access to 1000s of mortgage products and can help you find a deal that’s suitable for your circumstances!

We offer flexible appointments, including evenings and weekends - and if now isn’t quite the right time, we can easily work around your schedule. 📅

Get in touch today to arrange an appointment before the September routine kicks in. 🏡

Friday night mortgage applications post holiday with the DMA's new album.Happy client, Happy adviser
21/08/2026

Friday night mortgage applications post holiday with the DMA's new album.

Happy client, Happy adviser

Address

Burtonwood
Warrington
WA54BU

Telephone

+447596389877

Website

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