Humphrey Real Property

Humphrey Real Property Humphrey Real Property is a real estate brokerage firm here to serve the people of Georgia. Our focu Humphrey Real Property is a small brokerage with a mission.

We help grow small communities, We believe that everyone that truly wants to become a homeowner can. We offer a wide variety of services including credit management, budgeting, first time homebuyers programs, all focusing on helping toward the goal of home ownership. No one is turn down, With 20 plus years of experience our customer service is second to none, always putting the client first. We build communities through building families. We are changing the face of southwest ga one home at a time.

Florida Explores Innovative Solutions for Housing Market RevitalizationThere’s a lot of talk right now about Florida’s h...
09/20/2026

Florida Explores Innovative Solutions for Housing Market Revitalization
There’s a lot of talk right now about Florida’s housing market slowdown, and as someone who’s spent over two decades guiding clients through shifting markets in Albany and surrounding Georgia counties, I understand how high interest rates can put pressure on homebuyers and sellers alike. People are discussing big ideas—like 50-year mortgages, tax cuts, expanding credit options, and even placing limits on investor purchases—as possible solutions. But from my perspective as a New Construction and USDA specialist, the heart of the issue is inventory. More available homes mean more opportunities for families to achieve affordable homeownership, which has always been my mission. Watching these debates unfold, I’m reminded why it’s so important to have a strategic plan in place, whether you’re buying your first home or looking to sell. Every market challenge brings a new chance to change the face of our community—one home at a time.


https://www.housing-trends.com/agent-news/mary-l-humphrey-1176416/1959598-Florida-Explores-Innovative-Solutions-for-Housing-Market-Rev

Florida's housing market corrections continue to lose intensity—see the data across the stateAs someone who’s dedicated ...
09/19/2026

Florida's housing market corrections continue to lose intensity—see the data across the state
As someone who’s dedicated over 21 years to helping families in Albany and the surrounding counties find their place in the community, I keep a close eye on housing trends—especially when they offer hope for those dreaming of homeownership. In 2026, Florida’s housing market corrections are beginning to ease up, and we’re even seeing some metros with mild price gains. For buyers and sellers alike, the recent decline in inventory across some of the hardest-hit areas is a sign that market fundamentals are getting stronger and the risk of further price drops is lessening. Every shift like this matters when you’re planning your next move, whether you’re a first-time buyer or looking to maximize your sale. My mission remains: changing the face of our communities, one home at a time.


https://www.housing-trends.com/agent-news/mary-l-humphrey-1176416/1957151-Florida%27s-housing-market-corrections-continue-to-lose-intens

Condo rule adjustments: A gamechanger for the Florida market?There’s a big shift happening in the Florida condo market t...
09/18/2026

Condo rule adjustments: A gamechanger for the Florida market?
There’s a big shift happening in the Florida condo market that’s catching the eye of buyers and agents alike. New lending rules now call for a full financial review of condo associations and require higher reserves—making it more challenging to secure conventional loans. This means that even with strong demand for condos, buyers might find themselves exploring portfolio and non-qualified mortgage lenders for financing options. After 21 years in real estate, I’ve seen how regulatory changes can reshape access to homeownership. For those navigating these adjustments—especially first-time buyers or anyone looking for affordable options—it’s more important than ever to have a clear plan. As a new construction and USDA specialist, I’m always focused on helping clients in Albany and surrounding counties find the right fit, even when the market throws us a curveball.


https://www.housing-trends.com/agent-news/mary-l-humphrey-1176416/1964480-Condo-rule-adjustments%3A-A-gamechanger-for-the-Florida-market

09/17/2026

US Confidence Hits Seven-Mo Low | For more information please visit my website at https://marylhumphrey.exprealty.com/
As someone deeply committed to helping families in Albany and the surrounding counties navigate the path to homeownership, I pay close attention to shifts in consumer confidence and what they mean for our local real estate market. Recently, US consumer confidence dipped to a seven-month low, even as folks felt a bit better about present conditions—reflected by the present-conditions index jumping nearly 7 points to 121. On the other hand, expectations for income, business, and jobs declined, with that gauge falling almost 6 points to 68—territory often connected with recession concerns. Early in Q3, employers cut 23,000 jobs, and unemployment ticked up to about 4%, mainly because more workers left the labor force rather than an uptick in hiring.

Still, despite these headwinds, homebuying expectations in Mid-Q3 only softened slightly and actually continued to climb. About 61% of people still anticipate higher interest rates ahead, and with policymakers keeping rates steady, it looks like borrowing costs will remain elevated through year-end. These numbers reflect the realities many first-time buyers face, especially those seeking affordable housing or using USDA programs. Whether you’re looking for new construction or managing credit for your first home, understanding these trends is key to making informed decisions. My mission remains—to help change the face of Albany and surrounding counties, one home at a time, by guiding you through these shifting markets with experience and a commitment to your goals.

09/16/2026

More Homes Hit the Market as Demand Cools | For more information please visit my website at https://marylhumphrey.exprealty.com/
We’re seeing a shift in the Albany area and across the US—inventory is on the rise, with new listings up 0.4% and total homes for sale increasing 0.5% in the four weeks ending August 23, reaching the highest levels since early spring. At the same time, pending home sales dipped by 1.1%, hitting a six-month low as high housing costs kept many buyers on the sidelines. The median home-sale price is up 1.9% over last year, now above $400K, while average mortgage rates hover near 7%, the highest in over a year.

For those actively searching, these market changes mean there’s more room to negotiate—especially on homes that have been listed for several weeks. Sellers are having the most success with realistic pricing, rather than holding out for prices from previous years. As a New Construction and USDA specialist serving Albany and surrounding counties, I’ve seen firsthand how the right strategy can help buyers and sellers make the most of these evolving conditions. My goal remains to help families navigate each twist in the market, one home at a time.

09/15/2026

Florida Leads in HOA Filings, Highlighting Community Action
It’s striking to see just how much HOA and condo-association lien activity has increased, especially here in Florida. In 2025 alone, there were 49,447 filings—over one-sixth of all such filings in the country. This 8.5% jump is being driven by a combination of factors: a high number of HOAs, rising insurance premiums, and new safety laws that have exposed deferred maintenance costs. As someone who’s spent over 21 years helping families in Albany and the surrounding counties navigate homeownership, I know that understanding the true costs of living in an HOA community is crucial. Whether you’re buying your first home or looking for affordable options, it’s more important than ever to have expert guidance through these changing times. My commitment is always to help you make informed decisions for your family and your future—one home at a time.

09/14/2026

US Luxury Home Sales Vary Widely | For more information please visit my website at https://marylhumphrey.exprealty.com/
Luxury home sales across the US are showing remarkable range, with top transactions stretching from $3.7M all the way up to $130M in various major markets. The highest public sale came in at $130M, with other leading deals at $47M, $40.2M, $40M, $21.2M, $19M, $18M, and $17.5M. Some standout cities had all of their top five luxury home sales over $10M, highlighting just how deep high-end pricing can go compared to other metros. In one market, the top five were especially close—ranging from $24M to $40M—making for a tight competition at the upper end. Keep in mind, these numbers reflect only publicly marketed listings, so private deals and nondisclosure markets may shift the picture a bit. As someone who has spent over 21 years helping buyers and sellers in Albany and surrounding counties, I always find it fascinating to see how local trends play out against these national figures. Whether you’re interested in luxury, new construction, or affordable housing, understanding these dynamics is key to making smart real estate moves.

Florida's Proposed Property Tax Changes: What Property Owners Should Know About The 2026 Save Our Homes ProposalImportan...
09/12/2026

Florida's Proposed Property Tax Changes: What Property Owners Should Know About The 2026 Save Our Homes Proposal
Important news for Florida property owners: a 2026 amendment is on the horizon that could reshape your property tax outlook. If passed, this proposal would raise the homestead exemption to $250,000 for non-school taxes starting in 2028, and beginning January 2027, it would also lower the annual assessment cap to 5% for many non-homestead properties. For those navigating homeownership—whether as first-time buyers, long-time residents, or investors—understanding how these changes might impact your budget and long-term plans is key. As someone dedicated to helping families make informed decisions for their future, I believe staying ahead of these developments can make all the difference in maximizing the value of your home investment.
https://www.housing-trends.com/agent-news/mary-l-humphrey-1176416/1945966-Florida%27s-Proposed-Property-Tax-Changes%3A-What-Property-Owner

Address

107 N. Monroe Street
Albany, GA
31701

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Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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