09/23/2026
The park didn't change. The math around it did.
$1M loan, 2021, ~4%:
about $63,000/yr in payments.
Same $1M loan, 2026, ~8%:
about $93,000/yr.
$30,000 more per year, on the same income.
And at that higher payment, the bank can look at the same income and say it no longer qualifies to refinance.
Full breakdown on my YouTube…
Trent Babb | Central Texas Land & Commercial
📱 512.710.9072