The Mortgage Genius / Above All Real Estate / James Clark

The Mortgage Genius / Above All Real Estate / James Clark Welcome to Above All Real Estate Services, Inc. on Facebook. Home of The Mortgage Genius, James Clark.

Uber Connect limits package deliveries to thirty pounds and items that fit inside a standard trunk.
09/17/2026

Uber Connect limits package deliveries to thirty pounds and items that fit inside a standard trunk.

Uber drivers can — and do — refuse your couch. Here's what counts as a package, what doesn't, and what to do when your move is bigger than a backseat.

09/17/2026

If you've been waiting on the sidelines, here's what you need to know about 2026:

The Good News:
✅ Mortgage rates settling in 6.0–6.4% range (improvement from 2025)
✅ More inventory = more choices and negotiating power
✅ Less competition—bidding wars are becoming rare
✅ Sellers more open to contingencies and concessions

The Reality Check:
⚠️ Rates won't return to pandemic lows (3% is unrealistic)
⚠️ Prices still expected to rise 0.5–4% (waiting won't mean lower prices)
⚠️ First-time buyers still face steep challenges (median age now 40)

Bottom line: The market is normalizing, not crashing. If you've been holding out for perfect conditions, you might be waiting forever. Instead, focus on what you can control—strengthening credit, building savings, and getting pre-approved.

The question isn't whether the market is perfect. It's whether your personal situation is ready.

Want to discuss what 2026 could look like for your specific goals? Let's talk strategy.

"Is the housing market going to crash?"We get this question a lot lately, and if you've wondered the same thing, you're ...
09/17/2026

"Is the housing market going to crash?"

We get this question a lot lately, and if you've wondered the same thing, you're not alone — roughly 4 in 10 buyers and sellers say they're worried about one.

But the numbers tell a calmer story. There are more homes on the market than we've seen in years, sales are running ahead of last year, and prices are holding steady. Most economists call 2026 a rebalancing year — a market finding its footing after some wild swings.

Every market is different, and yours might look nothing like the national picture. That's exactly why it's worth asking about your area specifically instead of settling for the scariest headline in your feed.

Call/text/email us at (760) 707-6980 or [email protected] if you have questions

09/16/2026

- the buyer could not sell their home, so my seller's home is now back on the market. If you or someone you know is looking for a home in Fallbrook, please reach out and I can connect you to the agent.

Local   may charge by the hour, while long-distance   are priced differently.
09/16/2026

Local may charge by the hour, while long-distance are priced differently.

Learn how moving companies charge for local and long-distance moves, what affects your price, and how MovingPlace handles payment.

The smartest way to use AI in a home search? Give it the homework.Let it sharpen your wish list, explain the confusing t...
09/15/2026

The smartest way to use AI in a home search? Give it the homework.

Let it sharpen your wish list, explain the confusing terms, rough out the numbers, and build your shortlist. It's genuinely good at all of that.

Then take what it found to a professional who can verify it — someone who's walked those streets, knows what homes there actually sell for, and can spot the things no chatbot can see.

One of my favorite conversations lately: bring me what the chatbot told you, and I'll tell you what it got right.

Read the full article: https://jamesclark.findanewhome.info/blog.php

Glue paper to wooden popsicle sticks to create a sturdy base for your sign.
09/15/2026

Glue paper to wooden popsicle sticks to create a sturdy base for your sign.

Create a colorful Acrylic Paint Cubby Name Plate craft! Kids can design a personalized name sign using bright paint colors, perfect for classroom cubbies, lockers, desks, or back-to-school activities.

Celebrating progress can help you recognize strengths you may have overlooked.
09/13/2026

Celebrating progress can help you recognize strengths you may have overlooked.

Try this for a confidence boost.

Know what your   is capable of by knowing what you can do with the technology.
09/13/2026

Know what your is capable of by knowing what you can do with the technology.

I can't imagine life without them.

Regular care keeps bright finishes looking their best.
09/12/2026

Regular care keeps bright finishes looking their best.

If you’re thinking of making a change to your home, here’s everything you need to know about choosing and caring for bold door colors.

Address

5857 Owens Avenue
Carlsbad, CA
92008

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+17604946222

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