Charlotte Real Estate from the McDonald Group

09/01/2026

At ACM, we understand that real estate investors look at financing a little differently. That’s why our Debt Service Coverage Ratio (DSCR) loan program is designed with flexibility in mind, helping qualified investors finance based on the property’s cash flow rather than personal income.

📌 Loan amounts up to $3 million
📌 Financing up to 85% Loan-to-Value (LTV)
📌 FICO credit scores down to 620
📌 First-time investors allowed with housing history
📌 Eligible for 1–4 unit properties

Ready to put your investment plans into motion? Reach out to Nancy to learn more about your options.

Nancy Rosenfeld
VP, Branch Manager & Sr. Loan Officer
NMLS ID 1249322
M: (336) 601-3860
E: [email protected]
W: TheRosenfeldGroup.com

08/17/2026

Your down payment is only one piece of the homebuying puzzle.

Cash to close may also include closing costs, prepaid items, escrow funds, inspections, and other transaction-related expenses. That’s why it’s important to review the full picture early.

Before assuming how much cash you need, let’s look at:

💡 Low down payment loan options
💡 Assistance programs that may help reduce upfront costs
💡 Offer strategies, such as allowable seller concessions

You may have more options than you think.

Let’s review your cash-to-close strategy and discuss what may fit your goals, budget, and timeline.

Nancy Rosenfeld
VP, Branch Manager & Sr. Loan Officer
NMLS ID 1249322
O: (919) 372-3509 | M: (336) 601-3860
E: [email protected]
W: TheRosenfeldGroup.com

07/03/2026

Happy 4th of July weekend from ACM and The McDonald Group at EXP Realty! 🇺🇸✨

Wishing you a safe, fun, and relaxing holiday weekend filled with sunshine, fireworks, family, and all the moments that make home feel extra special.

Enjoy the celebration!

06/11/2026

Big news for homebuyers!

Fannie Mae and Freddie Mac are updating 2026 Area Median Income limits effective June 13, and this may create new opportunities for some buyers to explore additional home financing options.

Why does this matter? Income limits help determine eligibility for certain conventional mortgage programs. When those limits are updated, some buyers who were previously just outside the income range may have a reason to take another look.

If homeownership has felt close but not quite within reach, this could be a great time to revisit your options.

05/29/2026

Building your next project?
ACM BuildPro offers financing tailored to your project scope, timeline, and milestones.

Nancy Rosenfeld is here to help you explore the right fit for your build.

04/21/2026

Building a home is an exciting step, but the financing side can feel complex.



A 1x Close Construction-to-Permanent loan may offer a more streamlined approach by combining the construction and long-term financing into a single closing.



If you're starting to think about building, it’s worth exploring how this type of financing works and whether it aligns with your plans.



Connect with a loan officer to learn more and review your options.

11/12/2025

JUST LISTED!! 611 Garden District Dr | 2BR/2BA Condo in Uptown | $305,000

https://mcdonaldgroupcharlotte.com/home-search/listings/7973754069716204697-611-Garden-District-Drive

10/18/2025

09/29/2025

New conforming loan limits starting next month!

05/08/2025

📍 New Listing 📍 Take a look at this fantastic new property that just hit the market located at 624 Heather Lane in Charlotte. Reach out here or at (704) 351-0987 for more information

The McDonald Group At EXP Realty LLC
Charlotte NC

This stunning new custom Scandinavian-inspired masterpiece, tucked away in beautiful Ashbrook, offers a unique blend of modern design and luxury living. Featuring an open floor plan with soaring ceilings, a gourmet kitchen with quartz countertops, a full height quartz kitchen backsplash, custom c...