09/21/2026
Your Weekly Tip is here! 🏠
If higher interest rates are making you pause, ask your lender and real estate agent whether a seller-paid buydown could be part of the conversation.
In some transactions, the seller may contribute money at closing to help reduce the buyer’s interest rate or payments for a defined period. But this is not automatic. It depends on the loan program, lender approval, contract terms, negotiation, and applicable limits.
Before making a decision, compare the initial payment, later payment, total cost, and all contribution requirements.
Buying in Pinellas County? Comment BUYDOWN below or send me a message, and I’ll help you start the right conversation.
Shawn Klatt | The Swaying Palms Group Brokered by Bachmann and Company Holdings