Sandra Binning, Realtor, Coldwell Banker Realty

Sandra Binning, Realtor, Coldwell Banker Realty Helping clients navigate the charms and challenges of Buying and Selling homes with "History and Heart". Call or text for a Complimentary Consult 614-832-2998!

07/27/2026

šŸ’° Real Estate Word of the Day: EQUITY (Part 2)

So… you’ve built equity. Now what? šŸ¤”

Equity isn’t just a number—it’s a tool. You may be able to use it to:

šŸ” Make a larger down payment on your next home.
šŸ› ļø Fund renovations that increase your home’s value.
šŸ’³ Consolidate higher-interest debt (when it makes financial sense).
šŸ’¼ Invest in another property to grow your real estate portfolio.

The key is to use your equity strategically—not just because it’s available.

Curious how much equity you might have or what your options are? I’d be happy to help you figure it out!

07/27/2026

šŸ’° Real Estate Word of the Day: EQUITY (Part 1)

What is equity? šŸ¤”

Equity is the portion of your home that you actually own. It’s the difference between your home’s current market value and what you still owe on your mortgage.

šŸ” Home Value: $400,000
šŸ¦ Mortgage Balance: $275,000
✨ Equity: $125,000

The more you pay down your loan—and the more your home’s value grows—the more equity you build.

If you can’t join me Saturday, 25 July, between 11am-1pm, let me arrange a private tour. Call or text 614-832-2998
07/25/2026

If you can’t join me Saturday, 25 July, between 11am-1pm, let me arrange a private tour. Call or text 614-832-2998

07/24/2026

šŸ” Real Estate Word of the Day: ENCUMBRANCE

No, it’s not a new fitness class. šŸ˜…

Encumbrance: Anything that ā€œgets in the wayā€ of a property’s title—like a lien, easement, or restriction.

Think of it as your house saying:
ā€œI’d love to be completely yours… but first, we need to talk about a few things.ā€ šŸ˜‚

The good news? Not all encumbrances are bad, but they’re definitely something your Realtor should catch before closing.

07/24/2026
Location, condition AND value! Join me to tour this lovely home in Upper Arlington on Sunday, July 19 from 1-3pm. It has...
07/18/2026

Location, condition AND value! Join me to tour this lovely home in Upper Arlington on Sunday, July 19 from 1-3pm. It has it ALL! Call or text for a private showing 614-832-2999, BinningHomes.com

Some homes are special because of the house. Others are special because of the life you'll live there. This Grandview Ca...
07/11/2026

Some homes are special because of the house. Others are special because of the life you'll live there. This Grandview Cape Cod offers both. Lovingly maintained by the same owners since 1991, this charming home has been cared for with pride and is ready for its next chapter. Nestled on one of Grandview's most desirable streets, you'll quickly understand why the owners stayed for more than three decades--the neighbors are wonderful, the location is hard to beat, and just wait for the block party! Around the corner is Boulevard Preschool, and it's only two blocks from the brand-new Grandview Heights Elementary School opening in Fall 2027. Walk, bike, or scoot to The Ohio Tap Room, recognized by USA Today as America's Best Beer Bar, the highly anticipated Love, Riley Bakery, and Pierce Field with pickleball courts, ball diamonds, playgrounds, and the beloved annual Ox Roast. Inside, beautiful cork flooring warms the spacious living room, while a first-floor flex room can serve as a fourth bedroom, art studio, or playroom. A full bath on the main level and a dining room that flows into the generous kitchen make everyday living easy. The attached breezeway connects the home to the two-car garage while housing the laundry and utility room--no carrying groceries through the rain or scraping ice before heading out. No basement? That's a bonus. Instead of worrying about damp walls, musty odors, or hearing, 'it only gets a little water during heavy rains,' you'll enjoy a finished, temperature-controlled bonus room above the garage--ideal for a media room, home gym, or office; currently used as a music studio, plus there's even more clean, dry storage above the breezeway. Relax or entertain on the private flagstone patio, and enjoy a yard that's big enough for kicking a soccer ball but small enough that mowing won't consume your weekend. This is your opportunity to own a lovingly cared-for home in one of Columbus' most treasured neighborhoods. https://binninghomes.com/listing/OH/Columbus/1162-Virginia-Avenue-43212/230249600

For this family, it was simple: a big flat backyard where the kids could kick the soccer ball around without aiming dire...
05/22/2026

For this family, it was simple: a big flat backyard where the kids could kick the soccer ball around without aiming directly for the neighbor’s flower pots.
An extra bedroom and 700 more square feet than their current home definitely helped too.
After outgrowing the home where so many memories were made, they found the perfect place for this next chapter — more space to spread out, play, grow, and make a whole new set of memories.
And yes… the backyard got immediate approval. Need a soccer field? Call or text Sandra @ 614-832-2998

Address

3160 Kingsdale Center
Columbus, OH
43221

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