07/24/2026
❓️❓️Questions for lenders, or anyone who has experience with this scenario, good or bad. For a home that's sitting on the market, would it be possible to refi with an ARM with the goal to try the market again in the Spring? What about taking out some $$$ with an ARM, provided the equity is there, to do some improvements? Can closing costs be rolled into the loan? The current rate is pretty high, like 7%, and the Sellers really need a lower payment.