Tom Stallings Team at McCallum Realty

09/21/2026

CONSIDER FREEZING YOUR CREDIT

A credit freeze can make it more difficult for someone to open a new account using your identity.

Placing or lifting a freeze is free and does not lower your credit score. To receive full protection, you must place the freeze separately with Equifax, Experian, and TransUnion.

When you legitimately need someone to review your credit, such as when applying for a mortgage, vehicle loan, or credit card, you can temporarily lift the freeze and restore it afterward.

Be sure to use the official website for each credit bureau, and keep your login and recovery information in a secure place.

A credit freeze does not prevent fraudulent charges on accounts you already have, so you should continue reviewing your statements and transaction alerts.

Protecting your credit is important every day, but especially when you are preparing to purchase or refinance a home.

09/21/2026

You know who you are.

Call me today (281) 450-8101.

I'm here to help!

09/21/2026

You know who you are.

Call me today (281) 450-8101

I'm here to help!

09/19/2026

PAY ATTENTION TO SMALL CHARGES

A fraudulent transaction does not always begin with a large purchase.

Sometimes a stolen card number is first tested with a very small charge. If that transaction goes unnoticed, additional charges may follow.

Check whether your credit card or banking app allows you to receive an alert for every transaction, including purchases as small as one dollar. If that option is available, turning it on can help you recognize unauthorized activity more quickly.

If you receive an alert for a purchase you do not recognize, do not respond through an unexpected text message or call an unfamiliar number. Open your official banking app or call the number printed on the back of your card.

Never assume that a small, unfamiliar charge is unimportant. Paying attention to the little things can help prevent a much larger problem.

09/18/2026

It's a Texas thing y'all!

09/18/2026

A few thoughtful updates can help your home continue working for you as your needs change over time. 🏡

Planning for accessibility, safety, and ease of use now can make it easier to stay comfortable in the home and community you already love for years to come.

09/17/2026

09/17/2026

A home is so much more than an address. 🏡

It’s where everyday routines become favorite memories and where you create a space that feels completely your own.

If you’re ready to find a place that feels like home, send me a message and let’s start your search together!