Neighborhood Finance Corporation - NFC

Neighborhood Finance Corporation - NFC Des Moines NMLS # 8943 Equal Housing Lender
Cedar Rapids NMLS # 1757818 Equal Housing Lender Forgivable loans for home improvements with every mortgage loan.

NFC is a nonprofit mortgage lender specializing in sustainable homeownership, home renovations, and revitalizing neighborhoods through collaborative partnerships. NFC Offers:

Purchase Loans (buying a home)
Refinance Loans
Home Improvement Loans
NFC Properties LLC
Spanish interpretation available

What is the NFC Advantage? The subsidy (forgivable loan) of up to $15,000 is used to help pay for property repairs and improvements. Eligible home buyers also receive a subsidy (forgivable) up to $2,500 to assist with down payment and/or closing costs on a purchase transaction. Please note, there are several factors to consider when determining if the borrower can receive the closing cost subsidy and if so, how much. Final determination cannot be made until a completed application and supporting documentation have been reviewed by NFC. Because these subsidies are paired with your NFC loan, you can do more than if you obtained a traditional loan elsewhere. Your loan works harder for you at NFC. This program is made possible through partnerships with the City of Des Moines, Polk County, Des Moines Area Banks and Neighborhood Associations. Together we are improving Des Moines neighborhoods.

Looking for something fun to do this weekend? Check out the Iowa's Latino Heritage Festival  at Western Gateway Park in ...
09/23/2026

Looking for something fun to do this weekend?

Check out the Iowa's Latino Heritage Festival at Western Gateway Park in downtown Des Moines for a weekend filled with culture, food, music, entertainment, and community!

πŸ“… Saturday, September 26 | 10 a.m. - 11 p.m.
πŸ“… Sunday, September 27 | 10 a.m. - 6 p.m.

Did you know? As a Community Development Financial Institution (CDFI), in the past year NFC assisted 226 borrowers with ...
09/23/2026

Did you know? As a Community Development Financial Institution (CDFI), in the past year NFC assisted 226 borrowers with over $15 million in lending. These funds have helped make homeownership, home improvements, and safe affordable rental housing possible.

Now, we're putting that same commitment to community into action.

NFC Executive Director Stephanie, alongside Monica and Lyndsey, will be participating in Greater Des Moines Habitat for Humanity's Women Build Day, helping construct a home and create new opportunities for a local family.

Interested in supporting this impactful day? Consider making a donation at: πŸ”— https://give.gdmhabitat.org/CDFIBuilders

Take a look at this 4 bedroom home that features an open concept living and a covered deck in our lending area! As a hom...
09/22/2026

Take a look at this 4 bedroom home that features an open concept living and a covered deck in our lending area!

As a homebuyer working with NFC, you could qualify for up to $15,000 in forgivable funds toward the improvements you'd like to make to this home and borrow additional funds with your purchase loan if needed! ✨🏑

Call our office today to learn more: 515-246-0010 πŸ“ž

https://www.zillow.com/homedetails/1319-39th-St-Des-Moines-IA-50311/800211_zpid/

Des Moines NMLS #8943 Equal Housing Lender
Cedar Rapids NMLS #1757818 Equal Housing Lender

Look at this transformation done with NFC! Bringing new life and curb appeal to this home. 🏑NFC offers home improvement ...
09/18/2026

Look at this transformation done with NFC! Bringing new life and curb appeal to this home. 🏑

NFC offers home improvement loans to help homeowners make needed repairs, updates, and improvements. Ready to transform your space?

Contact us to learn more! 515-246-0010

Des Moines NMLS # 8943 Equal Housing Lender
Cedar Rapids NMLS # 1757818 Equal Housing Lender

Join us in congratulating Brent on closing on his refinancing loan! With the NFC’s loan forgiveness Brent is making impo...
09/17/2026

Join us in congratulating Brent on closing on his refinancing loan! With the NFC’s loan forgiveness Brent is making important home improvements.

Congratulations Brent!

Des Moines NMLS # 8943 Equal Housing Lender
Cedar Rapids NMLS # 1757818 Equal Housing Lender

09/17/2026

Check out this property in the NFC lending area that our loan originator Bridgett Robinson (NMLS 2244064) stopped by and toured. Take a look at this property and call us to find out what our programs may be able to offer you to purchase your new home!

09/17/2026

Check out the video of a property in the NFC lending area that our loan originator Bridgett Robinson (NMLS 2244064) stopped by and toured. Take a look at this property and call us to find out what our programs may be able to offer you to purchase your new home!

πŸ“ Are you in our lending area?We've made it easy to find out! Simply use our Lending Area Locator Tool, enter your addre...
09/16/2026

πŸ“ Are you in our lending area?

We've made it easy to find out! Simply use our Lending Area Locator Tool, enter your address, and see if your property falls within our lending area.

Give it a try today! 🏑 https://neighborhoodfinance.org/polk-county/

Des Moines NMLS # 8943 Equal Housing Lender
Cedar Rapids NMLS # 1757818 Equal Housing Lender

πŸŽ‰ Congratulations to Gary on closing! 🏑We're excited to help Gary bring new life to his home with a brand-new roof and p...
09/15/2026

πŸŽ‰ Congratulations to Gary on closing! 🏑

We're excited to help Gary bring new life to his home with a brand-new roof and porch. Wishing many years of enjoyment ahead!

Des Moines NMLS # 8943 Equal Housing Lender
Cedar Rapids NMLS # 1757818 Equal Housing Lender

Explore this all brick home featuring three bedrooms, a spacious yard, and a detached garage in our Des Moines lending a...
09/14/2026

Explore this all brick home featuring three bedrooms, a spacious yard, and a detached garage in our Des Moines lending area.

As a homebuyer working with NFC, you could qualify for up to $15,000 in forgivable funds towards the improvements you want to make to this house and borrow more with your purchase loan if needed! ✨🏑

Also now available, $15,000 in down payment assistance for qualified homebuyers! Call our office today to learn more. 515-246-0010

https://www.zillow.com/homedetails/1608-Southlawn-Dr-Des-Moines-IA-50315/815624_zpid/

Des Moines NMLS # 8943 Equal Housing Lender
Cedar Rapids NMLS # 1757818 Equal Housing Lender

Address

4908 Franklin Avenue
Des Moines, IA
50310

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+15152460010

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