Skye Phillips - GA Lender

Skye Phillips - GA Lender Mortgage Loan Originator NMLS #2728808
NorthStar Mortgage Advisors NMLS #2506535
6588 Church St. Douglasville, GA 30134
Div.

Of Canopy Mortgage, LLC | 360 Technology Court, Suite 200 Lindon UT 84042 NMLS #1359687 678-561-2504
Equal Housing Lender

09/12/2026

I’m thinking about buying a house AND changing jobs. Which should I do first?

📲 Call your lender before making the change.

A job change doesn’t automatically stop you from qualifying, but it’s better to know how it could affect your loan first.

❤️🤍💙
09/11/2026

❤️🤍💙

09/10/2026

Should I pay off my car/credit cards before getting pre-approved?

🚨 Ask your lender FIRST.

The debt you think you need to pay off may not be the debt that matters most for qualifying.

09/09/2026

I don’t want to buy until next year. Isn’t it too early to call a lender?

👉 Not at all.

Starting early gives you time to work on credit, debt, savings, and your budget without feeling rushed.

09/08/2026

Should you wait until your credit is perfect to call me?

👉 NO.

Let me look first. You might qualify now—or I can tell you exactly what to work on instead of guessing.

09/07/2026

Your lease ends in 6 months… when should you call a lender?

👉 Now.

You want time to get pre-approved, fix anything that needs attention, find the right home, and still have time for the closing process.

09/06/2026

Thinking about buying a house? 🏡

One of the biggest mistakes you can make is waiting until the month you want to move to start the process.

Finding the right home can take days, weeks, or even months—and once you’re under contract, you still need time to get to closing.

So if you’re thinking:

🎄 “I want to be in before Christmas.”

📦 “My lease ends in a few months.”

🏡 “I want to buy before the end of the year.”

NOW is the time to start the conversation—not necessarily the time you have to buy.

Getting pre-approved early gives us time to see where you stand, make a plan if needed, and have you ready when the right house comes along. 🔑

09/05/2026

🏡 HOW LONG DOES BUYING A HOUSE TAKE?

Step 1: Get pre-approved
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Step 2: Start house hunting — could be days, weeks, or months
⬇️
Step 3: Make an offer & get under contract
⬇️
Step 4: Loan processing, appraisal, underwriting, etc. — often around 30–45 days
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Step 5: 🔑 CLOSING DAY!

09/04/2026

Could you be closing on a home instead of renewing your lease this fall? 👀

09/03/2026

What if I told you you may qualify as a first-time homebuyer even if you’ve owned a home before?

Address

6588 Church Street
Douglasville, GA
30134

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