Kenny Urbina Realtor

07/30/2026

Headlines highlighting rising foreclosures have a way of stirring up 2008 flashbacks. But the data says not to panic.

We’re nowhere near what happened back then.

In the first half of 2008, foreclosures were filed on over 1.3 million homes. The first half of this year that number was less than 250k.

Now, seeing any homeowner go through this is hard. There’s no arguing that.

But just looking at the market as a whole, we’re a long way from crash territory – even with the recent uptick. So, don’t let the headlines stir up fear.

07/29/2026

For the 14th year in a row, Americans say real estate is the best long-term investment.

Think about that. Through rising rates, market swings, and all the noise, real estate keeps taking the top spot. That kind of staying power is hard to argue with.

And it makes sense. A home is the one investment that grows your wealth and gives you a place to build your life.

So, what would you pick as the best long-term investment? Drop it in the comments.

And if buying a home is on your mind, send me a message. Let’s talk about what that first step could look like.

07/28/2026

One of the biggest seller myths floating around right now is that buyers have disappeared.
The headlines certainly make it feel that way.

But here's what the data actually says.

More homes are going under contract right now than they were at this point the last two years.

And here's how that's possible. Life doesn't wait for perfect mortgage rates. People still get married. Families grow. Jobs change.

At some point, waiting becomes harder than moving. So serious buyers still take the plunge.

So, if you've been wondering whether there are still buyers out there...

There are.

The key is knowing how to position your house to stand out in today's market. Send me a message if you want some advice on what it would take to get your house sold right now.

07/24/2026

If you’ve been house-hunting lately, you know the struggle. High prices. And too few homes to choose from.

But this Summer, the tide may be turning in your favor.

Nationally, the median asking price is about $11,000 below where it was a year ago. A sign sellers are meeting buyers where they’re at.

And the number of homes for sale just hit its highest point for any June since 2022.

This doesn’t mean a crash is coming – lower list prices and more options just mean you have more room to find a home that fits your budget and your needs.

So, if you’ve been waiting for the right moment to buy, this might be it. DM and let's look.

07/23/2026

Worried about making the most from your sale in today’s market? Here's what to know.

Homes sold with an agent go for $65,000 more, on average, than homes sold without one.

Because maximizing the profit from your sale takes insight into what buyers are willing to pay right now, how much competition you have in your area, and more.

So, let’s connect. We’ll come up with a strategy to get you top dollar.

07/22/2026

Whether you’re buying or selling, deals are looking different at the moment.

Almost half of sellers gave buyers a concession recently – the highest share on record for this time of year. Builders are also compromising, with over 60% offering incentives like upgrades or discounts.

That says one thing: negotiations are back on the table.

For buyers, that means more chances to ask for a better deal – and maybe get it.

For sellers, it means buyers will expect you to meet them partway. Digging in your heels could mean a longer wait or a lost sale.

The magic words right now? Wiggle room.

Let's connect to talk about what's realistic to ask for, or offer, in our market.

07/21/2026

In many places today, homebuyers finally have the upper hand.

Data shows that, as a whole, there are more sellers than buyers active in the market right now. That means buyers have more homes to choose from and a lot more room to negotiate.

Think of it like this. When sellers are competing for a smaller pool of buyers, those sellers are far more willing to say “yes” to things like price cuts, repairs, and even help with closing costs.

And those are things you may not have gotten just a few years ago.

But you have to know how to ask for it. That's where a good agent can help.

Want to know what you can realistically ask for in our market? DM me and I'll show you what's working.

The power dynamics have shifted. Let’s make the most of this moment.

07/20/2026

07/19/2026

Today’s buyers are putting less money down. And that’s reassuring if you’ve been feeling priced out of the market lately.

The typical buyer put down about $23,400 in early 2026 – that's a 19% year-over-year dip, and the lowest down payments have been since 2021. How’s that possible?

A more balanced market and more moderate home prices are easing the pressure to put a big sum down. Plus, more buyers are opting for loans that require little or no down payments, like FHA and VA loans.

That combination is helping more people stop waiting and start buying.

So, if saving’s been the holdup, it’s time to explore your options.

07/18/2026

A lot of buyers and sellers are holding back right now because they're worried we're headed for another 2008. But look at the numbers.

In 2008, homeowner equity and mortgage debt were nearly identical. That means, if someone hit a rough patch, they had almost nothing to fall back on. That's part of what made that crash so bad.

Today? Home equity is at $34.9 trillion. Debt is at $14.4 trillion. So, homeowners aren't stuck. They have equity built up in their homes – which means if they needed to sell, many could and they’d still come out ahead. They have a cushion.

This isn’t a crash. Today’s market still has a solid foundation.

And if worries about a crash have been keeping you on the sidelines, it might be worth having a conversation about what a move could look like for you right now.