Ricardo Pacheco -Team Pacheco CCM

Ricardo Pacheco -Team Pacheco CCM I have 22 yrs of helping clients close with confidence. I honor those I work with by providing 5 Star service and attention to detail to get the job done.

I’ll answer your questions in simple terms, help you through each step in home financing and do everything in my power to help you go from getting pre-approved to relaxing at home in no time. I am a US marine veteran served honorably from 1983 to 1991 as an enlisted infantry leader achieving the rank of Sgt E5 during my tenure, deployed 3 times to S America and West Africa , as a servant leader, I apply the same principles to my work today. I have closed 1000's of loans , I know how to get it done!

Think you need a Social Security Number to buy a home? By using an Individual Tax Identification Number (ITIN), eligible...
09/17/2026

Think you need a Social Security Number to buy a home? By using an Individual Tax Identification Number (ITIN), eligible buyers can explore mortgage options designed to help make homeownership more accessible. Learn more about ITIN loans: http://spr.ly/6187BGJi4x

09/15/2026

A short sale can be a way out for homeowners hit with financial hardship or a way in for savvy buyers willing to take a risk. Either way, you need the right team to make it happen. That’s us.

Learn more: http://spr.ly/6181BGJi4S

If your income comes from rental properties, investing, contract work, or a business you’ve built yourself, a Non-QM loa...
09/10/2026

If your income comes from rental properties, investing, contract work, or a business you’ve built yourself, a Non-QM loan could open doors that traditional financing may not. Learn more: http://spr.ly/6185BGJi4f

Hope you had a wonderful Labor Day weekend !! Dream Builder rent to own campaign ! We can help you own your own home on ...
09/09/2026

Hope you had a wonderful Labor Day weekend !! Dream Builder rent to own campaign !
We can help you own your own home on a fixed lease paying the loan off if you have had troubles like a bankruptcy , itin , self-employed but cannot show income! Let's get you in a home lets talk! , , program,

Investing is easier with less down." No PMI means more profit for your clients ! "Turn less into more. Let's talk soon."...
08/12/2026

Investing is easier with less down."
No PMI means more profit for your clients !

"Turn less into more. Let's talk soon."


Realtors this is a gamechanger !!! Have clients who want to own but can't get financing because of down payment ? Let's ...
07/10/2026

Realtors this is a gamechanger !!! Have clients who want to own but can't get financing because of down payment ? Let's talk !

04/30/2026
03/26/2026

Should You Wait for Lower Mortgage Rates? | We can help with that !

Address

Elk Grove, CA

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+19167475913

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