Laurie Keen and Associates

09/24/2026

Why Buyers and Sellers Are Stuck
In real estate, we’re seeing a unique standstill—buyers and sellers are both feeling stuck. With higher mortgage rates, it’s understandable why many families are pausing their search, as monthly payments can be hard to justify. Pending sales have slowed, which means fewer people are moving from browsing homes to actually making an offer. On the flip side, homeowners who locked in lower rates aren’t eager to list their homes, so there are fewer new options coming onto the market. This creates a stalemate: buyers are holding out for better affordability, while sellers hesitate to give up their great mortgage terms. Having worked with generations of families in Chester County, I know firsthand how these market shifts can impact everyone’s plans and dreams. My approach has always been to help families navigate these decisions with care and patience—whether you’re considering a move or just trying to make sense of what’s next.

09/24/2026

Why So Many Sellers Are Cutting Their Price Right Now

Price cuts are turning up everywhere right now, and they read very differently depending on which side of the deal you’re on.

09/23/2026

More Homes Hit the Market as Demand Cools
Lately, we’re seeing a gentle shift in the housing market: in the four weeks ending August 23, there was a 0.4% weekly increase in new US listings and a 0.5% uptick in total homes for sale, pushing inventory to its highest since early Q2. Yet, despite more choices on the market, pending home sales dipped 1.1% for the week—reaching a six-month low—as many buyers paused their search, sensitive to the higher housing costs and mortgage rates hovering near 7%. The median US sale price still grew by 1.9% year-over-year, crossing $400K. For families considering a move, this environment brings new possibilities: increased inventory and softer demand have created more space for negotiation, especially with homes that have been listed for several weeks. Sellers are finding that realistic pricing is key, rather than chasing numbers from the past. As someone with deep Chester County roots and a strong focus on guiding clients through life’s transitions, I’m always watching for opportunities that align with your family’s needs, whether you’re searching for your next place to call home or looking to simplify and move forward with peace of mind.

09/23/2026

There Are 4 Types of Housing Markets Right Now. Which 1 Are You In?

Today’s housing market splits into four distinct types. You’ve got cash buyers, buyers financing a purchase, owners who feel locked into a low rate, and builders with homes to sell.

09/22/2026

Home-Purchase Loans Increased in Nearly 80% of Major Metropolitan Areas in 2025
It's encouraging to see that home-purchase loans have increased in nearly 80% of major metropolitan areas for 2025, with applications rising by 2% to 6.68 million and 3.6 million loans originated. The average mortgage rate has eased to 6.4%, making homeownership a bit more accessible for many families, even though activity is still below pre-pandemic levels. In my work as a second-generation REALTOR® with deep roots in Chester County, I’ve witnessed firsthand how these small shifts in the market can open new doors for buyers at all stages of life. Whether you're thinking about a first home, seeking a place that better suits your loved ones’ needs, or considering how your next move fits into your family’s future, staying informed matters. I remain passionate about guiding families through these important transitions, drawing on both experience and heart to help dreams take shape.

09/21/2026

This at 121 MEADOWVIEW GAP has just been sold

09/21/2026

US Home Prices Face Real Value Erosion
As someone deeply rooted in our community and committed to helping families navigate every chapter of homeownership, I pay close attention to how broader trends affect us here in Chester County. In Q2 2026, US home prices continued to rise on paper, yet after adjusting for inflation, the real value of homes actually slipped for the 13th month in a row. Even though a key federal index has shown positive annual gains every quarter since early 2012—demonstrating the resilience of nominal prices—this year’s slower home price growth hasn’t kept up with inflation (with appreciation near 1.5% in late Q2 versus inflation at roughly 3.5%). For many, this means that affordability remains a pressing concern, especially as monthly payments for existing single-family homes rose again. I see firsthand how this impacts first-time buyers and families hoping to plant new roots. It’s a reminder of how important it is to have the right guidance, whether you’re searching for your first home or simplifying life for aging loved ones. Every family’s needs are unique, and I’m grateful to help you find the best path forward, whatever the market brings.

09/21/2026

3 Things You Can Actually Control About Your Mortgage Rate Right Now

If you're trying to buy a home, affordability is probably what keeps you up at night.

09/20/2026

Stable Mortgage Rates Offer Buyers More Choices in August
With mortgage rates hovering around 6.7%, it’s no surprise we’ve seen a pause in the steady growth of pending home sales this August. For those of us rooted in Chester County and the surrounding area, these shifts are more than just numbers—they affect families making important decisions about their next chapter. Median list prices have now declined for the tenth consecutive month, and inventory has ticked up just a bit. If we’re to see a real boost in fall sales, a meaningful drop in rates will be key. As someone who has spent years helping families—whether they're searching for the right home for their growing children or simplifying life for aging parents—I know how vital timing and affordability can be. I’m here to help guide you through these changes, always focused on your family’s well-being and dreams.


https://www.housing-trends.com/agent-news/laurie-keen-1/1967157-Stable-Mortgage-Rates-Offer-Buyers-More-Choices-in-August

09/19/2026

Homebuyers Remain Active Despite Rising Mortgage Rates
With the 30-year fixed mortgage rate climbing to 6.81%, it’s no surprise we’re seeing a shift—mortgage applications are down 2.9%, with refinances slipping by 2% and purchase applications by 4%. The Mortgage Intent Index has now reached its lowest non-holiday level since December 2025. As someone who’s spent years helping families navigate big decisions in Chester County and beyond, I know how much these changes can impact your plans and peace of mind. Whether you’re looking to secure your family’s future or simplify life as you move into a new chapter, understanding how rates influence the market is key to making choices that support your goals. I’m always here to help you make sense of these numbers and find the path that’s right for you.


https://www.housing-trends.com/agent-news/laurie-keen-1/1873765-Homebuyers-Remain-Active-Despite-Rising-Mortgage-Rates