Floyds Knobs Title Company, Inc

05/08/2026

Today's tips for selling a home are on prepping your home for a showing:
*Keep every room clean and tidy and make all the beds.
*Put dirty dishes in the dishwasher, or wash and stack them neatly in the sink.
*Eliminate pet smells, clean carpets and drapes, empty trash often,
and refrain from cooking strong-smelling foods.
*Introduce good smells such as flowers, potpourri and air fresheners. Baking a pie or cookies is another clever tactic.
*Let in light. Brightness improves a home’s atmosphere.
*Make sure the temperature is comfortable.
*Set the dining room table to create a homey environment.
*Hire a cleaning service once a week to keep the house in show condition.
*Leave the house during a showing so that the buyers can
feel free to ask the real estate agent candid questions.
*Turn off radios and televisions.
*Keep pets out of the way.

03/31/2026

03/19/2026

JUST IN: US mortgage rates have dropped below 6% for the first time since 2022, cracking a key threshold after years of punishing borrowing costs that sidelined millions of would-be buyers. https://cnn.it/4qXojOA

03/10/2026

Time to move on to tips for selling! Before placing your home for sale:
Focus on 1st Impressions
Regardless of whether you use a real estate agent, you’ll want to get your home ready for prospective buyers prior to putting it on the market. Taking the following steps can mean the difference between a potential buyer going inside and driving by:

Walk through the home and ask yourself, “Would I buy this home?”

Try to take your feelings out of the equation and look at your home objectively.

Make a list of things needing repairs or changes, but don’t make
major changes that will cost more to do than a buyer will pay.

Prioritize the list in relation to when the house is going on the market.
(Projects that require numerous resources such as contractors,
remodelers, etc., should be first.)

Prepare a timetable for repairs and changes, and stick to it.

02/03/2026

Today's tip for future homebuying:
2 months out
Be cautious in having your credit pulled
Every time a lender pulls your credit report, your overall score is lowered slightly. Fortunately, the FICO scoring formula counts all mortgage-related credit inquiries within a specified period of time as one. That’s a good reason to do your mortgage shopping in a concentrated period of time.

Look into mortgage rates
Unlike pulling your credit report, which slightly lowers your score, checking your FICO score has no adverse affect on your credit score and is helpful to have when talking to your mortgage lender. At this
stage, you don’t need to pull your credit report, but rather discover your options.

01/27/2026

Floyds K***s Title will be on a delayed schedule in the office Tuesday morning, but will have remote access in the morning hours.

01/26/2026

Floyds K***s Title will be closed Monday, January 26th due to snow and road conditions.

12/23/2025

Today's tip for future homebuying:
3 Months Out
Reduce your credit usage
Your FICO score is affected by how much of your available credit lines you are using. Even if you pay your balances in full every month, the balance reflected on your most recent statement is the basis for your score. Keep that balance below 30%.

Don’t open or close any accounts
Until the mortgage process is complete, avoid opening or closing credit lines, credit cards, or car loans.

12/15/2025

Monday, December 15th, our office will open at 10:00. Stay warm out there, Hoosiers!

10/29/2025

Today's tip for future homebuying:
Research unforeseen costs
Unforeseen expenses such as Homeowners Association (HOA) dues and roof replacements can wreak havoc on your bank account. Other things may include landscaping, property taxes, insurance, flood insurance, private mortgage insurance, and any repairs that may be necessary for an aging home. Before determining how much you think you can afford, talk to friends and neighbors about unforeseen costs involved in homeownership.

10/28/2025

Today's tip for future homebuying:
6 months out:
Research mortgage options
Mortgages vary in length and terms. Do your homework. Find out the risks involved in the various loan types. Doing so will ensure you can afford homeownership over time. Find a lender who will personalize your loan to your situation.