TR Smith Real Estate Page

09/10/2026

Welcome to 480 Wind River Dr in Windsor, Colorado! This beautifully maintained 4-bedroom, 3-bath home offers more than 3,400 sq. ft. of space, a rare 4-car tandem garage, owned solar panels, brand-new carpet, and a new refrigerator.

The open floor plan features a dedicated main-level home office, spacious living areas, and a well-appointed kitchen with granite countertops, stainless steel appliances, a large island, pantry, and abundant cabinetry. Upstairs, the spacious primary suite features a double-sided fireplace, 5-piece bath, and walk-in closet. An unfinished basement provides plenty of room for future expansion, while the fenced backyard and dog run offer great outdoor space.

Located in the Winter Farms community of Windsor, CO, this home combines space, functionality, energy savings, and exceptional value.

📍 480 Wind River Dr, Windsor, CO
🛏 4 Bedrooms
🛁 3 Bathrooms
🏡 3,400+ Total Sq. Ft.
🚗 4-Car Tandem Garage
☀️ Owned Solar Panels
💻 Main-Level Office
🌳 Fenced Backyard + Dog Run

Interested in a private showing or learning more? Contact TR Smith with Berkshire Hathaway HomeServices for additional information.

09/01/2026

🏠🔨 Thinking about remodeling your house? A friendly Realtor PSA before you hire “a guy.”

Hiring a contractor is a little like online dating.

Great pictures.
Excellent first conversation.
Lots of promises.
Then suddenly you’re wondering why they haven’t texted you back in four days. 😂

Before you hand someone $20,000 and permission to start removing walls:

🔨 Get multiple bids. If one is dramatically cheaper, there’s probably a reason.

🔨 Verify their license and insurance. A magnetic sign on a Ford F-150 is not a credential.

🔨 Check references. Preferably from people who aren’t related to them.

🔨 Get the scope, timeline and payment schedule in writing.

🔨 Be careful with huge upfront deposits. You’re renovating your kitchen, not financing their bass boat.

🔨 Make sure permits are pulled when required. “Nobody will ever know” is not a permitting strategy.

And finally…

“My buddy knows a guy who can do it for half that” may be the most expensive sentence in homeownership. 😂

I’ve seen great renovations add serious value to homes. I’ve also walked into houses where the DIY craftsmanship immediately became part of the negotiation.

Hire good people. Check their credentials. Get it in writing.

Because doing it right once is almost always cheaper than explaining it to the home inspector later. 😬🏠

08/19/2026

🏠 Apparently the housing market has officially become a “K.” 🐴

And if you’re wondering what that means for Northern Colorado real estate…

One side of the K is shopping for mountain views, finished basements, 4-car garages and asking, “Does it have enough room for the Sprinter?” 😂

The other side is looking at a $425,000 starter home and asking, “So…with today’s interest rate, HOA, metro district taxes and insurance…can I still afford groceries?” 😳

A new Realtor.com report says buyer activity for entry-level homes has dropped significantly since 2021, while higher-end buyers remain much more active.

And frankly, we’re seeing our own version of that right here in Northern Colorado.

The challenge isn’t necessarily that people don’t want to buy. It’s that affordability has changed the math. Higher rates, home prices, insurance, taxes and metro district costs have pushed the monthly payment beyond what many first-time buyers are comfortable—or able—to pay.

Meanwhile, buyers with larger down payments, significant equity from a previous home, or more financial flexibility have considerably more options.

So what does this mean if you’re selling?

Price matters. A LOT.

Today’s buyers have choices, calculators, Zillow alerts and absolutely no problem swiping left on your house. 😂

And if you’re buying? Don’t automatically assume you’re priced out. More inventory and a slower market can create opportunities to negotiate price, concessions, rate buydowns and other terms that simply weren’t available a few years ago.

Northern Colorado real estate isn’t dead.

It’s just…complicated. 😎🏡

Search homes for sale, new construction homes, apartments, and houses for rent. See property values. Shop mortgages.

05/21/2026

I posted the Linden Lake video… and honestly, if this house had a dating profile it would already have 47 offers and a yacht. 🚤🏡😂

Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

05/07/2026

Heavy snowstorms like the one we’re getting are a great reminder to step outside and check how your home is handling the weather. A few minutes now can help prevent costly damage later. ❄️🏠

Take a look at your roof and gutters:
• Are the gutters overflowing or backing up?
• Are downspouts draining water away from the foundation properly?
• Is snow or ice preventing water from flowing?
• Any sagging gutters or areas where water is pooling near the house?

Once it’s safe, clear out leaves and debris from gutters and downspouts so melting snow can drain correctly. Clogged gutters can lead to ice buildup, roof leaks, foundation issues, and water intrusion.

Also keep an eye on:
✔️ Icicles forming excessively
✔️ Ice buildup near roof edges
✔️ Water collecting around basement window wells or foundations
✔️ Heavy snow loads on older roofs, patio covers, or sheds

A little preventative maintenance goes a long way in protecting your home during Colorado winters. Stay warm and stay safe out there!

05/01/2026

🚨 “You better act FAST… this one won’t last!” 🚨

— every agent… about a house that’s been sitting for 47 days 👀

Meanwhile in reality:
Buyers are out here like 🤔
“Hmm… I’ll circle back after I see the other 12 homes, grab lunch, and maybe negotiate $25K off.”

Welcome to a buyer’s market, folks.

✔️ Buyers have options
✔️ Buyers have leverage
✔️ Buyers are not panic-buying your “light fixer-upper with personality”

If it’s not turnkey + priced right = it sits.

Sellers: pricing like it’s 2021 isn’t a strategy anymore.
Agents: the “act now or lose it” script might need a little refresh.

Buyers: take your time… the market isn’t going anywhere 😎

04/30/2026

Insurance loyalty is cute… until your premium goes up for no reason 😅

Think of it like this—if your insurance bill is creeping up but nothing in your life has changed, it might be time to “see other people.”

A quick check every year or two can save you money and make sure you actually have the coverage you need.

Just don’t fall for a pretty price tag—make sure the coverage is just as good (or better).

Adulting level: periodically breaking up with your insurance company 💔➡️💰

02/25/2026

🐾 Colorado Considering New Pet Custody Law — What It Could Mean for Families & Homeowners 🏡

A recent Westword article highlights that Colorado lawmakers are considering changes to how pets are treated in divorce proceedings — potentially shifting from viewing pets as simple “property” to considering their well-being when determining custody.

For many Colorado families, pets are family. And as real estate professionals, we often see firsthand how emotional life transitions — including divorce — intersect with homeownership decisions.

If this proposal moves forward, it could impact:
• Divorce settlements involving jointly owned homes
• Decisions about who remains in the marital residence
• Housing searches that prioritize pet-friendly spaces
• Rental and HOA considerations

In Northern Colorado, where outdoor living and pet ownership are such a big part of our lifestyle, this is definitely something to watch.

Whether you’re planning ahead, navigating a transition, or simply curious how laws can affect homeownership, I’m always happy to be a resource.

Thoughts? Do you think pets should be treated more like family members than property in the eyes of the law?

State lawmakers advanced a bill to establish legal standards for pet custody rulings, directing courts to consider the animals' best interests.

01/30/2026

🚨 BREAKING: The Housing Market Just Dropped Its Pants 🚨

In December 2025, the U.S. housing market did something it’s never done before:

👉 47.1% more sellers than buyers
👉 That’s ~631,500 extra sellers waving their listing agreements around
👉 The biggest gap since Redfin started tracking in 2013

Translation?
🏡 Welcome to a BUYER’S MARKET (in most places).

⸻

🧠 What does this actually mean?

Before you panic or pop champagne… here’s the real tea:

💸 Prices aren’t crashing
Homes are being stubborn. Prices are mostly flat, some dipping, some barely creeping up. Think: slow dance, not free fall.

🤝 Buyers finally have leverage
Choices! Options! Negotiating power!
So much so that 16.31% of buyers walked away from contracts in Dec 2025. (That’s a LOT of “nah, I’m good.”)

🎁 Concessions are BACK, baby
Rate buy-downs, closing costs, incentives galore. It’s 2019 energy with 2026 interest rates.

🌊 Some sellers are underwater
Especially in parts of the Sun Belt (looking at you, Austin 👀). Peak-price buyers are feeling it.

📍 Real estate is still local
Sun Belt = strong buyer’s market
Northeast & Midwest = still holding onto seller vibes due to low inventory

⸻

🤔 Why is this happening?

• Mortgage rates chilling around 6–6.3% = buyers sitting on the sidelines
• Some sellers still pricing like it’s 2022 (spoiler: it’s not)
• Homeowners with sub-3% rates are finally moving, adding more inventory

⸻

🔮 So… are we crashing?

Short answer: No.
Long answer: Also no, but buckle up.

Most experts see a slow, soft landing, not a cliff dive.
BUT… if inventory keeps piling up, prices will eventually have to blink first 👀

⸻

💬 Bottom line:
If you’re a buyer → this is your moment to negotiate
If you’re a seller → pricing right matters more than ever
If you’re confused → that’s literally my job 😅

Want to know how this affects Northern Colorado specifically?
Shoot me a message. Let’s talk strategy ☕🏡

09/23/2024

Since l**e preferences seems to be a hot topic. Pro tip for lubing up you garage door. Don’t use WD40 on the coil and rollers as this will remove the oil within these parts. Instead try this product and apply 2x per year in the start of spring and fall.