Sid De La Torre Real Estate Broker

09/20/2026

THE IMPORTANCE OF DSCR LOANS

Real estate investors, this loan is worth knowing about.

A DSCR loan focuses primarily on the property’s ability to generate enough income to cover its debt obligations rather than qualifying solely through traditional personal-income documentation.

For the right investment property and borrower, it can be another financing option to explore.

Call Me : 559 -287-8065
NMLS #321774
DRE #01335877

09/19/2026

Don't Look Over Seller Incentives

The purchase price isn’t the only thing you can negotiate when buying a home.

Seller incentives may help with closing costs, rate buydowns, or other expenses associated with purchasing a property.

Knowing what to ask for could make a big difference in your overall deal.

Call Me : 559-287-8065

NMLS #321774
DRE #01335877

09/18/2026

Here's What I Think About Interest Rates

Everyone has an opinion on interest rates, but should rates alone determine when you buy a home?

The market is always changing. Instead of trying to perfectly time it, focus on your financial situation, your goals, and what makes sense for you.

The right time to buy isn’t always when rates are at their lowest.

Call Me : 559-287-8065

NMLS #321774
DRE #01335877

09/18/2026

The Importance Of Real Estate Mentors

Getting into real estate is one thing. Learning how to navigate the business is another.

Having the right mentor can help you avoid costly mistakes, learn from real experience, and build your career with a stronger foundation.

Surround yourself with people who have already been where you’re trying to go.

Call me : 559-287-8065

NMLS #321774
DRE # 1335877

09/17/2026

05/16/2026

So proud of you my beautiful daughter. Masters degree in Psychology. We love being part of your journey. Amen

05/11/2026

I piece of me died when you left us that night. I was right there by your side. I know ill see you in heaven some day. But for now I have much work to do to honor your name. Rest in peace big brother.

04/30/2026

Getting personal coaching from the best

04/30/2026

Fighting the good fight for home ownership and realtors at the state capitol