09/29/2026
Title Tip Tuesday: Your HELOC has a $0 balance, so you're all set for closing, right? Not necessarily! 🏡
A Home Equity Line of Credit (HELOC) works differently from a traditional mortgage. Even when the balance is paid down to zero, the credit line may remain open, and the lien may still be attached to your property.
If you're preparing to sell your home, it's important to let your title company know about any existing HELOCs, even ones you haven't used in years! The earlier we know, the sooner we can coordinate the necessary steps to get the lien released.
💡 Remember: A zero balance doesn't always mean a clear title!
At Infinity Title, we're here to help catch these details early and keep your closing on track.