Judy Treichler Champion Funding

06/08/2026

At Champions Funding, we don't shy away from challenging files. We stay engaged, communicate proactively, and work tirelessly to find solutions where others may see obstacles.

If you have a tough deal that needs a second look, let's connect. There may be more options available than you think.

Judy Treichler
[email protected]
(949) 468-6570

06/03/2026

June is National Homeownership Month.

For many families, homeownership represents far more than a place to live. It creates stability, financial security, and often becomes the foundation for building generational wealth.

As our industry continues to evolve, it's important to remember that not every qualified borrower fits inside a traditional box. Self-employed borrowers, retirees, investors, and asset-rich clients deserve opportunities too.

Here's to helping more people find their path home.

- Judy Treichler

06/01/2026

One of the most overlooked opportunities in today's market?

Cash-out financing on a property that's still listed for sale.

Most lenders require the property to be completely off the market for 90–120 days before they'll even consider it.

In many cases, that's a deal killer.

At Champions Funding, we have a unique option that may allow eligible borrowers to access their equity sooner — even if the property was recently listed.

If the property is delisted within 3 months of application, we may still have a path forward.

Because sometimes the borrower doesn't need to wait.

And neither should their equity.

If you have a scenario you're not sure fits inside conventional guidelines, send it my way.

You might have more options than you think.

— Judy Triechler

05/18/2026

When a deal falls apart at another lender, Champions Funding is here to help save it.

We’re not just focused on a single transaction — we’re focused on building long-term business partnerships.

At Champions Funding, we pride ourselves on being the go-to Non-QM lender by providing solutions, consistency, and support when others fall short.

Judy Treichler, National AE
(949) 468-6570
[email protected]

05/01/2026

Feedback like this is a great reminder of why I’m proud to be part of the Champions Funding team.

It’s that combination of accessibility, expertise, and experience that helps set us apart.

Judy Treichler, National Account Executive
(949) 468-6570
[email protected]

04/21/2026

Your self-employed clients aren't broken. The mortgage industry just wasn't built for them.

W-2s don't exist. Tax returns lie. Bank accounts tell the real story.

Here's what most lenders miss: Self-employed borrowers are often your BEST clients — they're disciplined, risk-aware, and serious about their investments (including real estate).

The question is:
"Are you equipped to say YES when conventional says no?"

At Champions, that's literally our specialty. Bank statements, P&Ls, business income — we qualify on what's real.

Your self-employed pipeline just became your biggest opportunity.

DM me if you want to talk strategy on expanding into this market.

Judy

04/18/2026

04/18/2026

ANOTHER 5-STAR REVIEW!

Reviews like this make me so proud to be part of the Champions Funding team :)

This is exactly what we do differently — when another lender couldn't get it done, we found a way. Hands on, engaged, and committed from submission all the way to funding.

If you've got a file that's been turned down or a lender that's letting you down — message me anytime. There's almost always a path forward.

-
Judy Treichler
Account Executive / Champions Funding
📧 [email protected]
📞 949-468-657zero

04/09/2026

"My borrower has too much DTI for conventional."

With DSCR — that's not a problem.

DSCR only cares about one thing: does the property cash flow?

At Champions, we go all the way down to No Ratio — meaning even if the property doesn't fully cash flow, there's still a path forward.

That's a game changer for investors that conventional has been turning away for years.

This can bring in an all new group of borrowers for you this summer! Want to learn more? Comment “ ” below and I’ll reach out to you.

- Judy

04/01/2026

Non-QM just crossed 10-15% of the mortgage market.

That's not a niche anymore. That's mainstream.

And with 50% year-over-year growth expected in 2026 — this train is only picking up speed.

Yet 46% of loan officers are still doing less than 10% Non-QM volume.

That gap? That's YOUR opportunity.

While conventional lenders say no to the self-employed borrower, the investor with 8 properties, the retiree with $2M in assets — you can say YES.

The LOs winning right now aren't waiting for rates to drop. They're building Non-QM pipelines today.

I help loan officers access the tools to do exactly that — DSCR, Alt-Doc, No Ratio, CDFI pricing advantages, and more.

DM me or drop a hello in the comments — let's talk about what's sitting in your pipeline that Non-QM could close.

-
Judy