10/22/2026
🚨 Up to $100,000 is on the table in Las Vegas right now — and most buyers will never see a dollar of it.
Every major builder is advertising incentives to move homes. Here's the board, checked this week:
RATES (market average: 7.40%)
• Toll Brothers — 5.49% FHA fixed, quick move-ins (close by Dec 18)
• KB Home — 4.99% FHA ARM + $5,000 credit (sign by Oct 31)
• Taylor Morrison — 4.875% FHA + up to $12K closing costs (contract by Nov 1)
• Richmond American — 4.999% conventional ARM, 4.25% VA zero down (sign by Nov 15)
CASH
• Beazer — up to $100K flex cash in select communities
• The biggest money always sits on quick move-ins
THE MATH: on a $400K loan, 5.49% = $2,269/mo vs $2,770 at market — $501 less, every month. A 2-1 buydown saves $524/mo in year one… then climbs. Budget for the top step, not the first.
⚠️ THE RULE THAT COSTS BUYERS EVERYTHING: never tour a model home alone first. Builders register you on visit #1 — walk in without your agent and you can lose your representation AND your leverage.
💬 DM me HOME PLAN — builder + community + budget. I'll break down their incentive sheet on one page: year-one payment, year-three payment, and the same home with an outside lender. Before you set foot in a sales office.
Advertised offers as of Oct 21–22, 2026, on select homes/communities; most require the builder's lender and carry sign/close deadlines; terms change without notice. Payments are principal & interest illustrations only — not quotes, offers, or commitments to lend. Market rate: Freddie Mac PMMS, week of Oct 15, 2026. Subject to credit approval. Equal Housing Lender. Kenneth Chung, NMLS #1836062, NEXA Lending.
📩 Contact Kenneth Chung for all your Las Vegas real estate needs.
Kenneth Chung | AXEN Realty
REALTOR® | New Home Specialist
Loans @ NEXA Lending
☎️ (702) 510-2224
📧 [email protected]
🌐 kennethchung.axenrealty.com
NV Lic .177921
NMLS #1836062