Livia Brow - Realtor with RE/MAX Realty Group

Livia Brow - Realtor with RE/MAX Realty Group Licensed Realtor in the state of Maryland. I'm here to help you sell your home or find one you love.

06/18/2026

What is marketable title? It's a property title that is free and clear of any liens, encumbrances, ownership disputes, threats of litigation or anything like that. As a buyer, you want free, clear and marketable title.

06/06/2026

LTV or loan to value ratio. What is that and why does it matter?

05/20/2026

Listing agreement! The contract that allows a broker to represent a seller in the sale of their home. There are different types of agreements, but the one you are most likely to encounter is going to be the Exclusive Right to Sell, which allows the broker to receive compensation regardless of who brings the buyer.

05/09/2026

I mentioned "liens" so many times. But what is a lien? Liens are legal claims placed on property titles to secure debt repayments.

04/30/2026

The lender's policy covers your mortgage holder against title related issue. It's typically mandatory to approve your loan funding. But it ONLY protects the lender, so get your own title insurance as well!

04/23/2026

Legal Description is this week's term. It's an unique property identifier that describes with complete accuracy the boundaries, location and size of a specific property. It's not an address and each parcel of land has one. It can be written out as metes and bounds or lot and block descriptions.

(i'm still suffering from spring allergies, my voice sounds aaaaawwwwfffffuuuuullllll 😭)

Congratulations to my wonderful buyer on the purchase of her new home! Respecting her wishes for privacy, the post does ...
04/10/2026

Congratulations to my wonderful buyer on the purchase of her new home! Respecting her wishes for privacy, the post does not include her name, photo or address, but her accomplishment still deserves a mention. We had been working together since last summer, looking for her perfect waterfront retreat while she navigated closing an important chapter in her life. Once she saw this home, it was impossible to deny that it was hers. We had a smooth transaction from start to finish and this week the newest chapter of her journey began. I couldn't be happier or more excited for her. Here's to many quiet and slow mornings out on the deck enjoying the beautiful view!

04/09/2026

First term as we go down the alphabet into L is "latent defects". They are the issues that are hidden and can't be found through reasonable inspection. Things hidden behind walls, for example, are latent defects. Disclosure laws vary by state, but if sellers have knowledge of them, at a minimum they have to tell the truth if asked. They also can't conceal latent defects.

04/01/2026

Junior liens to close our J terms. It's very simple: a junior lien is lien placed on a property that already has another one on it. So a HELOC is a junior lien under a mortgage, which is a senior lien. Junior liens get paid off after senior liens.

03/19/2026

Continuing with our J terms. Do you know what a judgment lien is? When someone wins a lawsuit against someone else, a court can order that the money judgment be recorded against the defendant's personal or real property. Real estate is real property and if there's enough equity in it, creditors can record a judgment lien against it.

Address

22845 Washington Street, Suite E
Leonardtown, MD
20650

Opening Hours

Monday 8:30am - 6:30pm
Tuesday 8:30am - 6:30pm
Wednesday 8:30am - 6:30pm
Thursday 8:30am - 6:30pm
Friday 8:30am - 6:30pm
Saturday 9:30am - 5:30pm
Sunday 10am - 3pm

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