Sunbelt Properties Inc.

Sunbelt Properties Inc. Here to help you with your Real Estate needs and to answer any questions that you may have! Sunbelt Properties Inc. James McCormick

is an established brokerage providing professional service for both residential and commercial clients. Our staff is knowledgeable about the real estate market in both Orange and Los Angeles counties. In addition, we offer complete, in house, financial assistance through McCormick Financial. To take advantage of the opportunities in the changing financial market and be aware of the latest offered properties, out office staff and agents are happy to provide up to the minute information tailored to your exact requirements. One call to our office and we will provide you with an information package showing all the currently available homes in your selected area in a price range that works for you.

09/15/2026

LA County Prices Hold Near $900K
In early Q3, the median price for existing single-family homes in LA County landed at $888,100—just shy of the $900K mark. This reflects a 2.6% dip from last year's $911,400. Alongside these numbers, sales activity also slowed, down 0.9% year-over-year, largely due to affordability challenges many buyers are facing. With mortgage rates averaging in the upper-6% range and even hitting a 12-month high before easing slightly, many clients are feeling the strain of high monthly payments. Analysts point out that both the near-$900K price point and persistent rate pressure are keeping the market in check, limiting momentum for a full recovery just yet. However, as inventory grows and mortgage rates begin to ease, I’m optimistic that more opportunities will open up for buyers in LA County. My approach has always centered on understanding your needs and guiding you through these shifting market conditions with clear, attentive support.

09/14/2026

Welcome to this beautifully maintained detached condominium in Spanish Walk’s desirable Sonrisa neighborhood. With no shared walls, a private side yard, and a prime location beside the residents' pool and spa, this home offers the privacy of a single-family residence with the convenience of low-maintenance living. Spanish Walk features resort-style amenities, including multiple pools and spas, a clubhouse, fitness center, billiards room, splash park, playground, dog park, greenbelts, and walking paths—all with some of the lowest HOA fees among Palm Desert’s gated communities. Inside, the home offers newer wood-look laminate flooring, a private patio with a Zen-inspired rock garden, and an oversized two-car garage with secure storage and a first-floor powder room. Upstairs are a spacious primary suite with walk-in closet and spa-like bath, plus two additional bedrooms connected by a Jack-and-Jill bathroom. Not on leased land Located across from UC Riverside’s Palm Desert campus and School of Nursing, this home is an attractive opportunity for both residents and investors.

Should You Rent or Buy a Home in California in 2026?Navigating the California housing market can feel overwhelming, espe...
09/13/2026

Should You Rent or Buy a Home in California in 2026?
Navigating the California housing market can feel overwhelming, especially when deciding between renting and buying as we look ahead to 2026. In my experience with clients across Long Beach and beyond, I’ve noticed that renting tends to be more cost-effective in major metro areas, largely because homeownership costs remain high. However, in places like the Central Valley, buying a home can actually be the more affordable path. For those planning to stay in one place for the long term and who have built up some savings, buying may make sense—especially with mortgage rates around 6%. On the other hand, if you’re considering a shorter stay or if your finances are still settling, renting might be the better fit, particularly as rents continue to climb. I always make it a point to listen closely to each client’s unique needs, so you can move forward with confidence—whether you’re looking to settle in or simply need flexibility.
https://www.housing-trends.com/agent-news/james-mccormick/1885334-Should-You-Rent-or-Buy-a-Home-in-California-in-2026%3F

California's Dynamic Population Trends Highlight New OpportunitiesRecent research shows that California was one of only ...
09/12/2026

California's Dynamic Population Trends Highlight New Opportunities
Recent research shows that California was one of only five states to experience a decline in population last year—down by about 9,465 residents, or 0.02%, from 2024 to 2025. While the U.S. as a whole saw growth slow to under 1%, Vermont led in population loss. Here in California, our median age is now 39, with 5.21% of residents under 5 and 17.5% over 65. For those navigating a changing market, understanding these shifts is key. As someone who listens closely to client needs and is dedicated to responsive service, I stay attentive to these trends to help buyers and sellers make informed decisions in Long Beach and beyond.
https://www.housing-trends.com/agent-news/james-mccormick/1924208-California%27s-Dynamic-Population-Trends-Highlight-New-Opportu

Will first-time homebuyers save California's homeownership rate?As a real estate agent here in Long Beach, I see firstha...
09/11/2026

Will first-time homebuyers save California's homeownership rate?
As a real estate agent here in Long Beach, I see firsthand how tough the path to homeownership can be for California's first-time buyers, especially those between 25 and 34. High student debt, rising mortgage rates, and expensive homes have contributed to our state's homeownership rate dropping to 54.3%. Challenges like employment uncertainty and restrictive zoning mean many buyers are waiting until their 30s or even 40s to purchase—shifts that shape the market I serve every day. While the outlook suggests growth may pick up after 2030, understanding these trends helps me better anticipate and respond to my clients’ needs, whether they’re buying their first place or navigating a changing market.
https://www.housing-trends.com/agent-news/james-mccormick/1941688-Will-first-time-homebuyers-save-California%27s-homeownership-r

09/11/2026

USA: Why ‘Price Stability’ Is a Myth
We often hear about the ideal of ‘price stability’—but in reality, prices across the US economy are always in motion. As someone who guides clients through the Long Beach real estate market, I see firsthand how shifts in consumer spending ripple across different goods and services. For example, while technology has become more affordable and accessible (think supercomputers in our pockets), other limited commodities—hotel rooms, sports tickets, tuition—have grown more expensive. This isn’t just about inflation; it’s about how our choices and global production patterns impact what things cost. The Federal Reserve aims for stability, but with countless transactions happening every day, true price steadiness is out of reach. Interestingly, a stronger, steadier dollar could encourage more investment in homes and businesses, while rare assets might see prices rise even further. In real estate, changing prices often signal progress—new opportunities, shifting demand, and evolving neighborhoods—rather than decline. Price stability, as it turns out, is more myth than reality, and understanding these shifts helps me better advise my clients as they navigate buying or selling a home.

09/09/2026

California: $212K Income to Buy a Home
California’s median home price now hovers around $930,000, and it takes an estimated $212,000 in annual household income just to have a shot at buying here—far outpacing the typical income of $116,000. As someone who works closely with buyers and sellers every day, I see first-hand how even families with steady jobs, solid savings, and all the right intentions can find themselves squeezed out of the market. In the Bay Area, where the typical home cost pushes $1.4 million, homeownership can feel less like a rite of passage and more like a luxury. While strategies like saving more, paying down debt, or considering a longer commute may help some, the reality is that budgeting alone doesn’t always bridge the gap. These numbers are a sober reminder that, for many, whether California is still within reach comes down to more than just hard work. As always, my focus is on listening to your needs and navigating these challenges together.

09/08/2026

CA's Most Affordable Places To Live
In the search for affordable living here in California, it’s encouraging to see that ten cities stand out with median home values ranging from $317,000 to $512,000, and rents between $1,358 and $2,400. These communities also boast cost of living indexes 8% to 27% below the state average. As someone who believes deeply in matching clients with the right home for their needs and budget, I always keep an eye on these opportunities across the state. Finding that balance between affordability and quality of life can make all the difference for buyers and sellers alike.

09/07/2026

Proposition 37: 17% Second Mortgage
Proposition 37 is on the horizon, and it’s set to give California homebuyers a new option: a state-backed second mortgage covering up to 17% of the purchase price for certain newly built homes. Buyers would need to contribute at least 3% upfront, with this assistance helping them reach that key 20% down payment threshold—often the biggest hurdle for families, especially in areas like Long Beach where I see clients stretched by high housing costs. The state plans to issue up to $25B in revenue bonds for the program, with homeowners’ loan payments paying investors and program costs. For many, especially Latino households who can handle monthly payments but struggle to save for a down payment, this could be a real difference-maker. On November 3, 2026, we’ll see if voters feel this plan deserves a statewide rollout. As always, I’m keeping an eye on these developments to help my clients navigate their options with confidence.

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4429 E Village Road
Long Beach, CA
90808

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Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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