Brennan Coldiron, Homes and Loans

Brennan Coldiron, Homes and Loans Team Lead/Sr. I began my real estate career in December 2009 and quickly established myself as a top producer.

Loan Originator, NMLS 2134514
-Intensity Lending powered by Barrett Financial Group-

Broker Assoc./REALTOR®, GRI, TRLP, C2EX
-eXp Realty of Lubbock/Amarillo-

Lubbock Resident ∘ Texas Panhandle Native With a career built on integrity, expertise, and client-focused service, I bring over a decade of experience and a legacy of excellence to every transaction. Over the years I have been a party to more than 2,500 transactions totaling over $500 million in volume. As a third-generation real estate broker holding an associate’s degree in real estate, I take great pride in upholding the highest standards of ethics, morals, and professionalism. My clients’ goals always come first, and I’m committed to providing exceptional communication, rapid response times, and a seamless experience from start to finish. In August 2021, I expanded my skill set into the lending industry, where I also became a top producer. This dual expertise in both real estate and mortgage lending allows me to offer clients a truly comprehensive understanding of the homebuying process—from securing financing to closing the deal. Known for my creative approach to problem-solving and a “never give up” attitude, I specialize in finding solutions that make challenging transactions work. My ultimate goal is to deliver results that exceed expectations and to build lasting relationships grounded in trust, transparency, and success.

🏡 Today’s Mortgage Rates Are In! 📊Even a small shift in rates can mean big changes to your monthly payment—don’t miss to...
09/23/2026

🏡 Today’s Mortgage Rates Are In! 📊

Even a small shift in rates can mean big changes to your monthly payment—don’t miss today’s numbers! 💸

Whether you're a buyer ready to lock in a great rate 🔑 or a real estate agent needing a quick pre-qual letter, I’m just a call or text away.

💡 Pro Tip: Rates can change daily—or even hourly. Don’t wait. Let’s get it DONE! 🏃‍♂️

🏡 BUY THE DEAL NOW. REFINANCE THE RATE LATER. 💰📉Right now, buyers have something they haven’t had in a while—leverage. 👀...
09/22/2026

🏡 BUY THE DEAL NOW. REFINANCE THE RATE LATER. 💰📉

Right now, buyers have something they haven’t had in a while—leverage. 👀

Temporary buydowns are one of the smartest options because buyers have the opportunity to refinance before the full note rate ever kicks in.

Here’s how a 3/2/1 Buydown works:
📉 Year 1: Rate is 3% lower
📉 Year 2: Rate is 2% lower
📉 Year 3: Rate is 1% lower
🏡 Year 4-30: Full fixed rate kicks in

PLUS—if you refinance before all of the buydown funds are used, remaining funds may be credited toward the payoff/refinance depending on the loan and program. 🙌

Waiting for rates to fall could mean waiting until more buyers jump back into the market and competition heats up again.

💥 Negotiate the house now. Buy down the payment. Refinance the rate later.

📲 DM me and let’s run the numbers!

🍂🤠 Well, Texas… today is officially the First Day of Fall!Now whether the weather actually got the memo is a whole diffe...
09/22/2026

🍂🤠 Well, Texas… today is officially the First Day of Fall!

Now whether the weather actually got the memo is a whole different story. 😂☀️

But we’re ready anyway — cooler evenings, hoodies we probably won’t need until November, pumpkin everything, and hopefully a little relief from that Texas heat.

Here’s to a new season, good times, and some cooler weather headed our way… eventually.

Happy Fall, y’all! 🍂🤠

👀 Curious what my clients have to say about working with me?Here is a review of one client's experience. ⬇️⬇️I’m gratefu...
09/18/2026

👀 Curious what my clients have to say about working with me?

Here is a review of one client's experience. ⬇️⬇️

I’m grateful for the amazing people I get to help every day—and their kind words mean the world!

🔥 Hot Lubbock Listing! 🔥Dreaming of a new home? Check out this well maintained 3 Bed/2 Bath/2 Car Garage home in West Lu...
09/17/2026

🔥 Hot Lubbock Listing! 🔥

Dreaming of a new home? Check out this well maintained 3 Bed/2 Bath/2 Car Garage home in West Lubbock with tons to offer for only $235K!!! 🏡🤩

See the property's details and photos before it's gone; the link is in the comments (no forced registration)! 👇👇

Ready to make a move? Act fast and contact me today! 📲 💬

Listing provided by Benjamin Hargrove with eXp Realty

🚨 Veterans & Active Duty 🇺🇸You earned this benefit… are you using it? 🏡🔥 VA Loans✔️ $0 down options with as low as 570 c...
09/17/2026

🚨 Veterans & Active Duty 🇺🇸

You earned this benefit… are you using it? 🏡

🔥 VA Loans
✔️ $0 down options with as low as 570 credit scores
✔️ No PMI
✔️ Competitive rates
✔️ Flexible guidelines

More buying power. Less out of pocket. 💙

📲 DM me to get the process started!

🔥 $5,000 Price Reduction in Amarillo! 🔥Dreaming of a new home? Check out this custom-built 4 Bed/3 Bath/Oversized 2 Car ...
09/15/2026

🔥 $5,000 Price Reduction in Amarillo! 🔥

Dreaming of a new home? Check out this custom-built 4 Bed/3 Bath/Oversized 2 Car garage home with almost 2,800 SQ FT in South Amarillo for only $465K!!! 🏡🤩

See the property's details and photos before it's gone; the link is in the comments (no forced registration)! 👇👇

Ready to make a move? Act fast and contact me today! 📲 💬

Address

Lubbock, TX
79424

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