Gary Owen Real Estate Team - Real Broker

Gary Owen Real Estate Team - Real Broker Gary Owen is a top performing Residential REALTOR® with Real Broker in Lubbock, TX. I've been a licensed REALTOR® since 2005.

With 20 years experience in real estate, Gary has developed a reputation for data-driven insights & market expertise with an educational approach. With my original background in education, I have the passion of a producer, but the heart of a teacher. I enjoy educating and equipping home sellers & home buyers with the knowledge they need to make the best decision for them. As one of Lubbock's top REALTORS®, I also provide the expertise to guide clients through the complicated process. I know that the home selling & buying process can be confusing & overwhelming. We’ve established a clear and proven system that helps simplify the process, reduce the stress and enhance our clients’ opportunity to obtain the best financial outcome.

Does one size ever really fit all? One mortgage rate doesn't either. You may be seeing today’s higher rates and worryin...
09/28/2026

Does one size ever really fit all? One mortgage rate doesn't either.

You may be seeing today’s higher rates and worrying about whether it’s still worth it to buy. Here’s what you need to realize…

Mortgage rates differ just like the people who apply for loans. So, the rate you see online isn’t necessarily the one you’d get when you buy.

Your real mortgage rate is specific to your individual situation. It can be higher or lower than what you've seen or heard.

So, don’t assume the rate in the headlines is your rate. Before you decide you can't buy a home or that you should wait, find out what your real rate is. You'll know what your options are and get a map to what's possible.

And a quick conversation with a loan officer is the perfect place to start.

Price cuts have climbed for 7 straight months. Right now, more than 4 in 10 homes for sale have already had one, and it ...
09/24/2026

Price cuts have climbed for 7 straight months.

Right now, more than 4 in 10 homes for sale have already had one, and it usually comes down to one thing – the market's moving faster than most sellers expected and their pricing hasn’t necessarily kept up.

A home that needs a cut usually just sat too long priced above what buyers will actually pay right now.

Selling soon? Let's set your number right from day one, so you skip that wasted time.

House hunting? A home that's had its price reduced means the seller's already been through that wait. And sellers who've been sitting are usually ready to deal.

Not sure where to start if you’re thinking about moving? You’re not alone. Right now, there are actually 4 different hou...
09/23/2026

Not sure where to start if you’re thinking about moving? You’re not alone.

Right now, there are actually 4 different housing markets running at once, and each one plays by its own rules.

Cash buyers. Buyers taking out a mortgage. Homeowners feeling reluctant to give up their current low rate. And builders eager to sell their extra inventory.

Which group you fall in can completely change how you should approach your move. But that’s where an agent comes in.

We have the expertise on what to do for your specific situation and the strategies that are going to work for you.

Comment below and tell me which group you’re in. Let's figure out your next move from there.

If you’re selling this season, a little effort out front goes a long way. Because the moment a buyer pulls up to a showi...
09/23/2026

If you’re selling this season, a little effort out front goes a long way. Because the moment a buyer pulls up to a showing, they're already forming an opinion.

But there are a few simple things you can do to nail that first impression. Think tidying up your landscaping, bringing in some seasonal flowers, and sweeping the walkways. Or even just cleaning out the gutters and making sure the path to your door is well lit.

You don’t need to do a big overhaul to get buyers’ attention.

Let’s chat about what people in our area are looking for right now, and get your house prepped to sell this fall.

09/22/2026

Prepping your house to sell this fall and not sure where to focus? Start where buyers do – at the curb. Their first few seconds out front shape how buyers feel about the rest of the house.A few simple touches make a big difference. Freshen up the front door with a new coat of paint, touch up your landscaping or bring in seasonal flowers, sweep the walkways and clean the gutters, and make sure the path to the door is well lit. A great agent knows what today's buyers will notice, and which touch-ups are worth your time. So, let’s connect and get your house ready to turn heads this fall.

Mortgage rates have been climbing again, and if you're hoping to buy, that can feel discouraging.Here’s what you have to...
09/21/2026

Mortgage rates have been climbing again, and if you're hoping to buy, that can feel discouraging.

Here’s what you have to remember.

You can't control where rates go. But you can control a few things that shape the rate you actually get: your credit score, the type and term of loan you choose, and whether you buy a newly built home, where builders are often buying down rates to bring buyers in.

Focus there, and you put yourself in a stronger spot without waiting on the market.

Want to talk it through? A trusted lender can help with the numbers, and we can find the home to match. Let's connect.

A higher mortgage rate may sound scarier than the actual payment increase.When buyers hear rates move from 6.5% to 7%, i...
09/17/2026

A higher mortgage rate may sound scarier than the actual payment increase.

When buyers hear rates move from 6.5% to 7%, it can feel like a major change. And while every dollar matters, it helps to see what that change actually looks like in a monthly payment.

With 5% down on a 30-year fixed mortgage:

• $200,000 home: about $63 more per month
• $400,000 home: about $126 more per month
• $600,000 home: about $189 more per month

Does a higher rate matter? Absolutely.

But before deciding that a change in rates has suddenly put a home out of reach, it’s worth looking at the actual numbers.

Sometimes the headline is scarier than the payment.

If you’re considering buying in the Lubbock area, I’m happy to help you look at the numbers and put today’s market into perspective.

Estimated principal and interest only. Taxes, insurance, HOA and mortgage insurance are not included.

Selling this fall? Starting strong matters even more this time of year.In the fall, buyer activity typically starts to s...
09/17/2026

Selling this fall? Starting strong matters even more this time of year.

In the fall, buyer activity typically starts to slow while the number of homes for sale climbs. That means fewer buyers may be looking at more options – so you want your house to stand out from day one.

Here’s the cheat sheet for how to make that happen.

Price it for today’s buyers. Not what your neighbor sold for a few years back.

Make your house hard to pass up. Tackle essential repairs and spend time on your curb appeal.

Stay flexible when offers come in. This is not the season to play hardball.

And be ready to adjust when needed. If you keep getting the same feedback from buyers, take it to heart.

If you want to sell before the end of the year, let’s make sure you have the right strategy from the start. Because with the right plan, selling in the fall is a no brainer.

The best time to buy a home this year is here.Realtor.com says September 27–October 3 is expected to bring the best comb...
09/16/2026

The best time to buy a home this year is here.

Realtor.com says September 27–October 3 is expected to bring the best combination of buyer-friendly conditions in 2026.

We’re talking about more homes to choose from, better pricing, less competition, and more time to decide. And maybe that’s enough to offset some of the pressure today’s higher rates are putting on your budget.

Want to find out? Let’s have a quick conversation about what’s expected in our market and what’s available in your price point. Just DM me to get started.

And just so you know, the window doesn’t close after that one week. It’s open all October long.

Waiting for mortgage rates to come down may feel like the only way to make buying a home possible. But 41% of buyers who...
09/16/2026

Waiting for mortgage rates to come down may feel like the only way to make buying a home possible.

But 41% of buyers who waited wish they'd bought sooner – before rates and prices rose again.

Right now, factors like inflation, the economy, and global events are all having an impact on rates – and it’s not in the direction you’d hope.

So, for a lot of buyers, waiting might not pay off. Sometimes it just means putting your life on hold for what feels like too long.

Before you decide to hit pause on your move, talk to a trusted lender. They’ll go over options that can help make buying work at today’s rates, and how to get the best rate you can.

You certainly don’t have to buy now. You should buy when the numbers work for you. But you should at least know your options before making a decision.

Address

6418 98th Street, #200
Lubbock, TX
79424

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 8pm
Friday 8am - 5pm
Saturday 10am - 4pm

Telephone

+18063195705

Website

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