Nick Ward - Nexa Mortgage

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United States
Mesa, AZ
Nick Ward - Nexa Mortgage

📍 Licensed Mortgage Advisor | Delaware
🏡 Purchase • Refinance • Investor • Reverse

Helping buyers and referral partners find smart financing solutions.

With access to 270+ lenders through NEXA and the ability to act as a direct lender on certain loans,

09/02/2026

🏡 Your past doesn't define your future. Your next chapter starts today.

Life happens.

Maybe you've faced:
• Credit challenges
• A past bankruptcy or foreclosure
• Self-employment hurdles
• A financial setback

That doesn't always mean your dream of homeownership is over.

The DreamBuilder Mortgage Program was created for eligible borrowers who may not qualify for traditional FHA financing today—but are ready to take the next step toward owning a home.

This program may help you:

✅ Buy a home sooner
✅ Begin rebuilding your financial future
✅ Create a path toward traditional financing over time

Every situation is unique. That's why I believe the first step isn't filling out an application—it's having a conversation.

📞 Call or Text Nick Ward
315-857-5058

Know someone who thinks they can't buy a home? Tag them below or share this post. Sometimes all it takes is exploring a different option.

Programs are subject to underwriting approval and borrower eligibility.

08/17/2026

🏡 Don't give up your low mortgage rate just to access your home's equity.

Many homeowners locked in incredible interest rates over the last few years. If you've been putting off home improvements, carrying high-interest credit card debt, or thinking about investing because you don't want to refinance your first mortgage—you may have another option.

A Home Equity Line of Credit (HELOC) may allow eligible homeowners to:

✅ Keep their current first mortgage
✅ Consolidate high-interest debt
✅ Finance home improvements
✅ Cover college tuition or unexpected expenses
✅ Access equity for future investments

The first step? A FREE Home Equity Check.

I'll help you understand:
🏠 Your estimated home equity
💰 Your available borrowing options
📊 Whether a HELOC makes sense for your goals

No pressure. No obligation. Just answers.

📞 Nick Ward
315-857-5058
📧 [email protected]

08/12/2026

🩺 Medical Professionals & Realtors — This One's for You!

Whether you're a healthcare professional looking to buy a home or a Realtor working with medical clients, there are financing options designed specifically for eligible medical professionals.

These programs may offer:

✅ Up to 100% Financing
✅ No Mortgage Insurance
✅ Loan Amounts Up to $2 Million
✅ Residents, Fellows & New Physicians Welcome
✅ Employment Offer Letters Accepted
✅ Flexible options for eligible medical professionals

🏡 Medical Professionals: If you're relocating, finishing residency, or purchasing your first home, let's explore your financing options.

🤝 Realtors: Have a physician, dentist, CRNA, pharmacist, veterinarian, or other eligible healthcare professional looking to buy? I'd love the opportunity to help you get them to the closing table.

You focus on finding the perfect home. I'll focus on finding the right financing.

📞 Nick Ward
315-857-5058
📧 [email protected]

Programs subject to lender guidelines, underwriting approval, and borrower eligibility.

08/10/2026

🏡 DE REALTORS — SAVE THIS ONE.

Have a buyer who needs help with down payment, closing costs, credit, or finding the right loan program?

There may be options they don't know about.

Programs like Welcome Home & Open Door may offer eligible buyers:

💰 Down payment & closing cost assistance
📉 Below-market rates
🏠 First-time buyer options
🔑 Options for repeat buyers
📋 Government & Conventional financing

Realtors: Don't let financing be the reason your buyer gives up.

📲 Send them to me.

I'll review their situation and help them understand what options may be available.

Nick Ward
📞 315-857-5058
📧 [email protected]
NMLS #2495893

You find the house. I'll help find the financing.

Program guidelines and eligibility requirements apply.

07/21/2026

🏡 Not every buyer fits into the same mortgage box.

That's why I work with multiple lenders to help find financing solutions for a variety of situations.

Whether you're looking to:

✔ Buy your first home
✔ Purchase an investment property
✔ Finance a manufactured home
✔ Qualify using bank statements
✔ Use rental income through a DSCR loan
✔ Refinance your current mortgage

I'm here to help explore your options.

Every borrower is different—and that's exactly why I enjoy what I do.

📞 315-857-5058
📧 [email protected]

Let's talk about your next move.

07/16/2026

🏡 Self-Employed? Your tax returns don't always tell the whole story.

If you're a business owner, contractor, Realtor, freelancer, or receive 1099 income, qualifying for a mortgage can be challenging through traditional lending.

That's where Bank Statement Loans can help.

Instead of relying solely on tax returns, many programs allow eligible borrowers to qualify using 12 or 24 months of bank statements.

✅ Up to 90% LTV on eligible primary residences
✅ No W-2 required
✅ No traditional tax return income calculation
✅ Great for self-employed borrowers
✅ Purchase or refinance options available

If you've been told "no" before, it may be worth getting a second opinion.

📞 315-857-5058
📧 [email protected]

Let's see what options may be available.

Programs subject to underwriting approval. Eligibility and terms vary by lender.

07/15/2026

🏘️ Real estate investors—did you know you may not need personal income to qualify for an investment property loan?

With a DSCR (Debt Service Coverage Ratio) Loan, qualification is based primarily on the rental income the property generates, not your W-2 income or tax returns.

Whether you're building your first investment property or growing an existing portfolio, DSCR financing can help simplify the process.

✔ Up to 80% LTV for eligible long-term rental properties
✔ Up to 75% LTV for eligible short-term rental properties
✔ No personal income qualification for many programs
✔ Ideal for investors expanding their portfolio
✔ Flexible financing options

If you're considering your next investment property, let's talk about your financing options.

📞 315-857-5058
📧 [email protected]

Programs subject to lender guidelines and underwriting approval. Terms and eligibility vary.

07/09/2026

🏡 Thinking about buying a manufactured home?

Many people don't realize there are financing options available—even if the home is on leased land.

As a mortgage broker, I have access to multiple lenders offering Manufactured Home (Chattel) Loans for qualified buyers.

✅ Credit scores starting at 550*
✅ Down payments starting as low as 5%*
✅ New & Pre-Owned Homes
✅ Home-Only Financing
✅ Fast Pre-Approvals

If you've been told "no" by another lender, it may be worth getting a second opinion.

📞 Call or text me today:
315-857-5058

📩 Message me here on Facebook with any questions.

Programs subject to underwriting approval. Not all borrowers will qualify.

07/06/2026

🚨 VAR CHECK IN PROGRESS... 🚨

📺 Reviewing the play...

❌ Overpaying on your mortgage.
❌ Taking the first offer from your bank.
❌ House hunting without getting pre-approved.

✅ DECISION: CALL NICK!

Whether you're buying your first home, refinancing, investing, or just want to see if you can save money, I'll review your options and help you find the right mortgage—not just the first one.

📞 315-857-5058

No pressure. Just honest advice and competitive loan options.

Address

5559 S Sossaman Road Bldg #1 Ste #101
Mesa, AZ
65212

Website

http://www.NEXAMortgage.com/

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