Shadricka Thomas Realtor, EXIT Realty Promise

05/08/2026

I’m ready to represent you Highlights 🏡Living Local In Mobile, AL • Locals + Newcomers are you contemplating adding to your family or are you simply wanting to downsize? NO matter what your situation or your reason for buying I’m the person to call. Let me take the stress out of your home purchasing journey and get you into the home you and your family deserve!! SCAN the QR code. Text the phone number or give me a call. I would love to work with you. Thomas Shadricka EXIT Realty Promise

05/05/2026

🏠 HOMEOWNERSHIP IS ATTAINABLE FOR ALL: VOUCHERS, GRANTS, & $0 DOWN OPTIONS! 🏠
Are you a low-to-moderate income household in Mobile?
Do you hold a Housing Subsidy Voucher (Section 8)😎?
Are you a first-time homebuyer?

STOP RENTING. IT’S TIME TO OWN.

I AM in the business of clearing the path to homeownership for families in the CITY and COUNTY of Mobile, Alabama. You have more options than you think!
Here is your essential guide to getting into your own home, even with limited savings.

1️⃣ FOR SUBSIDY VOUCHER HOLDERS (SECTION 8)😎
Did you know your Housing Choice Voucher can help you BUY a home? The Voucher Homeownership Program allows you to use your monthly subsidy toward a mortgage payment instead of rent! 🔙
✅ Benefits: Low-interest loans, stable monthly payments, and an asset to pass down.

2️⃣ CITY OF MOBILE DOWN PAYMENT ASSISTANCE (DPA)
If you are buying a home within the city limits of Mobile, you may be eligible for a grant.
✅ Program Name: The HoPE Program & Community Development Grants
✅ Potential Assistance: Up to $10,000 to $15,000 for down payment and eligible closing costs!
✅ Requirement: Must attend a free Homebuyer Education course.

3️⃣ MOBILE COUNTY DOWN PAYMENT ASSISTANCE (DPA)
Buying in Saraland, Semmes, Prichard, Chickasaw, or other unincorporated areas of Mobile County? The County has its own program!
✅ Assistance: Eligible applicants can receive a forgivable loan/grant (up to $50,000).
✅ How it Works: The loan is typically forgiven over a 5-year period if the home remains your primary residence.

4️⃣ LENDER SPECIFIC PROGRAMS (UP TO $0 DOWN)
Our preferred lenders specialize in low-income and first-time buyer programs that can be combined with city/county grants.
✅ USDA Rural Development Loans: $0 Down Payment required. Ideal for eligible areas in Mobile County.
✅ FHA Loans: Low 3.5% down payment. Very flexible credit requirements.
✅ Alabama Housing Finance Authority (AHFA) Step Up: A state program providing down payment funds secured by a 10-year second mortgage.
👋 HOW TO GET STARTED
The first step is a free consultation. I will help you navigate the voucher process, apply for grants, and connect you with a lender who understands your unique financial situation.
👇 COMMENT "HOME" or MESSAGE ME to schedule your free call or private buyer consultation.


🏡Living Local In Mobile, AL • Locals + Newcomers Mobile Alabama Word Of Mouth City of Mobile: Events City of Mobile - Government Highlights Thomas Shadricka

04/30/2026

🏡Living Local In Mobile, AL • Locals + Newcomers

04/30/2026

From Renting to Real Estate: Build Your Family’s Future

Are you currently renting but ready to transition into homeownership?
The path to generational wealth begins with a single property, and you don’t have to navigate that journey alone. (That’s where I come in at…. Keep reading) 🧩
Many renters are closer to owning a home 🏠 than they realize.
There are numerous Down Payment Assistance (DPA) programs 💰 specifically designed to bridge the gap between your current savings and your future front door🚪 . Whether you are looking for new construction 🚧 or an existing residence, these resources can significantly reduce ⬇️the upfront costs 💲 of purchasing.
Why Make the Move Now?
• Equity Growth: Every monthly payment builds your net worth, not your landlord's.
• Stability: Lock 🔒 in your housing costs and provide a permanent foundation for your family.
• Legacy: 📝Real estate remains one of the most consistent ways to pass down wealth to future generations.
Stop 🛑 paying for a home you don't own. Let’s explore the grants, specialized programs, and financial pathways available to help you secure an investment in your family's future.
Ready to start your journey? 👟
Send me a DM or text “I’m Ready” today for a confidential consultation on current assistance programs and your homeownership options.
EXIT Realty Promise
706-495-6078
Mobile Alabama Word Of Mouth HighlightsThomas Shadricka@

04/26/2026

🔑 Unlock Your Future: The Hand You Need to Find Your Way Home
Sometimes, the path to homeownership feels a bit out of reach—but you don’t have to walk it alone. Sometimes, you just need a helping hand to find your way home. 🤝
Whether you’re a first-time buyer or looking to make a move, there are incredible resources designed to bridge the gap and turn your "someday" into "moving day." 🏠✨
Did you know?
There are specialized Down Payment Assistance (DPA) programs available right now that can help cover your upfront costs:
• 🏛️ City Programs: Targeted grants for local residents.
• 🌳 County Initiatives: Broad assistance to help you plant roots in our community.
• 💳 Lender-Specific Programs: Exclusive financing options designed to lower your barrier to entry.
No matter where you are in the process, these tools are here to help you get exactly where you want to be. Let’s explore your options together and find the program that fits your goals!
Ready to see what you qualify for?
📲 Call/Text: 706-495-6078
🏢 EXIT Realty Promise
HighlightsThomas ShadrickaMobile Housing AuthorityGwenderlyn ReedPamela TurnerShalett KiaMessengerCity of Mobile - Government

04/16/2026

Thomas Shadricka

Community Wealth Building Day
by
NAREB - Mobile Chapter (Mobile Association of Real Estate Brokers)

Thomas Sullivan Community Center
351 N. Catherine Street
Mobile, AL 36603

Saturday, April 18
10 AM - 3 PM

Free community event on homeownership, credit, estate planning & wealth building. Connect with lenders, credit counselors, attorneys etc.

The National Association of Real Estate Brokers (NAREB) – Mobile Chapter invites you to join us for our annual Community Wealth Building Day, a community-focused event designed to empower individuals and families with the knowledge and resources needed to build wealth through homeownership.

Homeownership remains one of the most powerful ways to build generational wealth. This event is designed to help community members retain, restore, obtain, and grow wealth through real estate.

Whether you are a first-time homebuyer, renter, voucher holder, or someone seeking to preserve family property, this event will provide the guidance and resources you need.

Register here:
https://www.eventbrite.com/e/community-wealth-building-day-advancing-homeownership-through-access-tickets-1985109319412

04/13/2026

Buyer's consultation successfully completed. Who is ready to schedule theirs?

04/07/2026

Thomas Shadricka

🤝 Why Buyer Representation Matters More Than Ever

In a shifting market, you don't just need a "door opener"—you need a strategist.

As your representative, I do more than find the house;
I navigate the "hidden" inventory, negotiate rate buydowns with builders, and match you with the specific DPA programs that are freshly funded for 2026.

Ready to see what you actually qualify for?
Don't let the "haves and have-nots" gap widen. Let’s look at the numbers and see how much of that down payment we can get covered for you.

📩 DM me "HOME2026" or click the link in my bio to start your custom market analysis.

EXIT Realty Promise … Let me show you the way 🏠
Highlights Mobile Alabama Word Of Mouth Messenger Thomas Shadricka