Susan Kruger Broker Associate

Susan Kruger Broker Associate Looking to rent/buy/sell in Caldwell, Montclair, Verona, West Orange and Livingston area? Call Me! Welcome! and I hope that you'll share your comments.

You are about to embark on the exciting journey of finding your ideal home. Whether it is your first home or your tenth home, a retirement home, or an investment property, I will make your home-buying experience fun and exciting. I can help you find the ideal home with the least amount of hassle; and I am devoted to using my expertise and the full resources of my office to achieve these results! T

his page is our "bulletin board" where we exchange information. I will share all kinds of real estate news, community info, what is hot on the market, all kind of tips, dos and donts, etc.. Let's get to know one another.

Finding the right home also means finding the right surroundings. Visit the neighborhood at different times and on diffe...
09/01/2026

Finding the right home also means finding the right surroundings. Visit the neighborhood at different times and on different days so you can get a better sense of traffic, activity, noise, and what everyday life there might actually feel like.

August may be winding down, but new opportunities are always ahead. Whether buying, selling, investing, or simply explor...
08/31/2026

August may be winding down, but new opportunities are always ahead. Whether buying, selling, investing, or simply exploring your options, September can be the perfect time to start planning your next move.

Have you seen the headlines about using your 401(k) to cover a down payment?Tapping it can feel like an easy call, espec...
08/31/2026

Have you seen the headlines about using your 401(k) to cover a down payment?

Tapping it can feel like an easy call, especially if you’ve got a good chunk saved up. But pulling from retirement early can trigger penalties and set back the savings you'll want later on.

But you don’t necessarily have to raid your retirement to buy a home. You’ve got other options, like FHA loans, which let qualified buyers put down as little as 3.5%. And down payment assistance programs can help, too.

So, before you touch your 401(k), talk with a trusted financial advisor. They can help you find the option that fits your goals and your budget.



Please call me at 201-310-3670 for your real estate needs.

08/31/2026

Maggie’s in Little Falls! Perfect !

Thinking about selling this fall? The best time to prepare is before your home hits the market. Starting in August gives...
08/30/2026

Thinking about selling this fall? The best time to prepare is before your home hits the market. Starting in August gives you time to tackle the details, create a strategy, and make sure your property is ready to make a strong first impression.

Fewer competing buyers can create more opportunities at the negotiating table. Depending on the situation, buyers may ha...
08/29/2026

Fewer competing buyers can create more opportunities at the negotiating table. Depending on the situation, buyers may have greater flexibility to discuss price, credits, closing terms, or other details that can be harder to negotiate in a multiple-offer market.

Not every renovation delivers the same return when it’s time to sell. Before investing in major updates, focus on the im...
08/28/2026

Not every renovation delivers the same return when it’s time to sell. Before investing in major updates, focus on the improvements that today’s buyers are actually looking for in your local market.

A lot of people are hoping for the same thing. Lower mortgage rates. Lower home prices.The problem? Forecasts show that’...
08/28/2026

A lot of people are hoping for the same thing. Lower mortgage rates. Lower home prices.

The problem? Forecasts show that’s probably not what’s in the cards. At least, not right now.

Mortgage rates aren’t expected to fall dramatically. And at the same time, home prices should keep rising at about the same pace they have been.

Now, that’s not what you wanted to hear, but it doesn’t mean you’re out of options.

Sometimes the best move isn't waiting for the market to change. It's exploring what's still possible right now.

Other people are still making it happen even with rates and prices where they are. Maybe you can too.

Let's talk if you want help thinking it over.



Please call me at 201-310-3670 for your real estate needs.

Mortgage rates are only one piece of the homebuying puzzle. Home prices, competition, monthly affordability, and your fu...
08/27/2026

Mortgage rates are only one piece of the homebuying puzzle. Home prices, competition, monthly affordability, and your future goals all matter when deciding whether the time is right to make a move.

Quick question: what's the one word you'd use to describe this year so far?For a lot of people, it's stressful. And when...
08/27/2026

Quick question: what's the one word you'd use to describe this year so far?

For a lot of people, it's stressful. And when everything feels shaky, it’s easy to second-guess the move you were ready to make. But the truth is, the housing market is one thing that’s been remarkably stable.

Home prices have been relatively steady for about 4 years now. The number of homes for sale is right about where it was last year (up 2%). And mortgage rates have held in the same general 6-7% range since late 2022.

A steady market comes with a perk. You can actually plan. What works for your budget today probably won’t look all that different in a few months.

You don’t have to wait for things to calm down. The housing market’s already pretty steady. Send me a DM or drop a comment below, and let's compare the market you walked away from to the one that's here now.



Please call me at 201-310-3670 for your real estate needs.

Address

325 Claremont Avenue, Suite 6
Montclair, NJ
07042

Opening Hours

Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 8am - 7pm

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