09/21/2026
Mortgage rates have been climbing again, and if you're hoping to buy, that can feel discouraging.
Here’s what you have to remember.
You can't control where rates go. But you can control a few things that shape the rate you actually get: your credit score, the type and term of loan you choose, and whether you buy a newly built home, where builders are often buying down rates to bring buyers in. If you want more information or to talk it through, I can put you in touch with a trusted lender to help with the numbers and we can find the home to match.
