08/12/2026
A 6.7% mortgage rate isn’t the only number that matters.
Before making an offer, get at least two or three lender quotes. One lender may offer a slightly lower rate, reduced fees, lender credits, or a better overall closing-cost package.
Even a small difference can affect your monthly payment, the cash you need at closing, and the total interest you pay over the life of the loan.
The practical takeaway: don’t compare interest rates alone. Ask each lender for a written Loan Estimate and compare the rate, APR, lender fees, points, credits, and cash to close using the same loan amount and term.
The right quote could save you money now: and for years to come.
Joe Shaia
Lamacchia Realty
📞 617.314.1440
✉️ [email protected]