09/03/2026
Once you’re preapproved or under contract, it’s best to keep your finances steady until closing. 🏡
Thinking about a new car, new furniture, another credit card, or co-signing a loan?
Maybe wait on it.
Everyday purchases are totally fine, but anything that adds new debt or changes your credit is better left until after closing.
Big financial changes can affect your mortgage approval, even if you feel like you can afford them.
When in doubt, check with your lender before you swipe. 🔑