09/20/2026
Condo rule adjustments: A gamechanger for the Florida market?
Recent updates to condo lending rules are making waves here in Florida. Lenders now require a full financial review of condo associations and higher reserve funds, which means securing a conventional loan has become more challenging—especially in our state where condos remain in high demand. As someone who has navigated the Central Florida market for over 16 years, I’m seeing more buyers turn to portfolio and non-qualified mortgage lenders as a result. These shifts can impact both buyers and sellers, so it’s essential to have a clear understanding of how these changes may affect your next move. My role is to ensure clients are informed and prepared to make confident decisions in any market landscape.
https://www.housing-trends.com/agent-news/melissa-vance/1964480-Condo-rule-adjustments%3A-A-gamechanger-for-the-Florida-market