Ashley Ware Mortgages

06/15/2026

🚨 “I only need my down payment, right?” 🚨

Not quite! When buying a home, buyers may also need to budget for:

🏡 Earnest Money Deposit
🔍 Home Inspection
📋 Appraisal
💰 Closing Costs
🏠 Down Payment

The good news? Your earnest money is typically credited back to you at closing, and sellers can sometimes help cover closing costs.

Every situation is different, which is why it’s important to talk with a lender before you start shopping.

📲 Have questions about what you’ll need to bring to closing? Let’s chat!

06/11/2026

Open House with a PRICE DROP!
STYLISH MAINTENANCE-PROVIDED TOWNHOME ON THE GOLF COURSE WITH HIGH-END FINISHES! This 2 bedroom home offers an open floor plan with top-tier upgrades throughout, including quartz countertops, upgraded Bosch appliances (refrigerator included), and a walk-in pantry with a convenient grocery door to the garage. The main floor features a spacious primary suite with a beautifully tiled walk-in shower, plus a flexible office or second bedroom. The living room showcases a stunning floor-to-ceiling stone fireplace, creating a warm and inviting focal point. The basement is begging to be finished, adding even more living space and value. Enjoy the ease of maintenance-provided living with yard mowing, snow removal, and building maintenance all included, plus a fantastic location right on the golf course with easy access to everything.

📆Thursday, June 11th
⌚4PM-6PM
🏠Address: 6524 Barth Road, Shawnee, KS 66226
🛏 2 Bedrooms
🛁2 Bathrooms
MLS: 2618215
Now offered at $429,950

Hosted by Andrea Smith Andrea Smith with Lynch Real Estate

Listed by Dan Lynch
Lynch Real Estate
office: 913-369-3000
1204 State Ave. Suite A.
Tonganoxie, KS 66086
[email protected]

06/11/2026

06/09/2026

🏚️➡️🏡 Dreaming of a fixer-upper? An FHA Renovation Loan might be the answer!

With an FHA 203(k) Renovation Loan, you can purchase a home and finance the cost of repairs or upgrades all in one mortgage. That means you don’t need a separate construction loan or a pile of cash for renovations.

✅ Buy a home that needs work
✅ Finance repairs into your mortgage
✅ Low down payment options
✅ Great for first-time homebuyers

Whether it’s updating a kitchen, replacing flooring, or making major repairs, an FHA Renovation Loan can help turn a house with potential into your dream home.

📩 Have questions about whether a renovation loan is right for you?

Let’s chat!

06/06/2026

Benefits of a USDA Loan

✅ No Down Payment Required
Finance up to 100% of the home’s purchase price.

✅ Competitive Interest Rates
USDA loans often offer rates that are comparable to or lower than many other loan programs.

✅ Flexible Credit Requirements
Options may be available for borrowers with less-than-perfect credit.

✅ Lower Monthly Mortgage Insurance Costs
Compared to many low-down-payment loan programs.

✅ Seller Concessions Allowed
Sellers may be able to help cover some closing costs.

06/05/2026

Friday Facts About USDA Hone Loans

What is a USDA Loan?
A USDA loan is a government-backed mortgage program designed to help eligible buyers purchase a home in qualified rural and suburban areas. One of the biggest benefits is that it offers 100% financing, meaning no down payment is required for eligible borrowers.

06/05/2026

You have options: Come see me Saturday OR Share this post OR Tell everyone you know about this house, Or Step on a lego every night the rest of your life. Your choice :)

https://chrisie.reecenichols.com/realestate/details/139746168/815-kouns-lane-kansas-city-ks-66111