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Michele Ranjbar Realtor Florida Real Estate Investment By Michele Ranjbar

Florida home permits rebound 28% in AugustExciting news for Florida’s housing market: in August, 7,842 new-home permits ...
10/15/2026

Florida home permits rebound 28% in August
Exciting news for Florida’s housing market: in August, 7,842 new-home permits were issued across the state—a 28% increase from July. That’s nearly $2.9 billion in new construction, with Tampa and Southwest Florida leading the way, accounting for more than half of those permits. Southeast Florida, meanwhile, posted the highest average permit values. As someone who’s spent over a decade helping buyers and sellers navigate Florida real estate, I’m always watching these trends closely. It’s details like these that help my clients make informed decisions, whether they’re looking to find their dream home or position their property to stand out in a dynamic market.


https://www.housing-trends.com/agent-news/michele-ranjbar/2113019-Florida-home-permits-rebound-28%25-in-August

10/14/2026

Tampa Bay Sellers Face Rising Costs
Navigating Tampa Bay real estate right now requires some strategic thinking. Pending sales are down about 6% from last year, and homes are spending an average of 70 days on the market—giving buyers more leverage and time to negotiate. As someone who’s helped clients buy and sell all over Florida, I’ve seen how rising property insurance (now double what it was five years ago), higher mortgage rates, and increased property taxes are putting pressure on both sides of the table. Many sellers are noticing that, unlike the bidding frenzies of the past few years, they’re often seeing just a single offer—and it’s taking longer to receive one. This shift is starting to look like a buyer’s market, with more opportunities for those who are financially prepared to compare homes and negotiate better terms. Some homeowners are even holding off on listing, waiting to see if a potential tax-cut measure could ease their carrying costs before making a move. In this changing landscape, local expertise and a thoughtful approach are more important than ever—whether you’re aiming to maximize your sale or secure your Florida dream home.

10/13/2026

Florida Metros Lead in Vibrant HOA Communities Nationwide
As someone who’s helped many clients navigate the Florida real estate market, I know how important it is to look beyond just the mortgage payment when budgeting for your dream home. Florida stands out nationally for its HOA fees: 7 out of the 10 U.S. metros where HOA dues make up the biggest share of a mortgage are right here in our state. Miami leads the list, where the median HOA fee is $617 per month—making up 26.9% of the average mortgage payment. Nearly 44% of listed homes in Miami come with these additional costs. Understanding the impact of HOA dues is essential in finding the right fit for your lifestyle and budget. With over a decade of experience helping buyers and sellers across Florida, I always encourage clients to factor in these fees when planning for their next move.

10/12/2026

Discover this property for $600,000—a great opportunity that truly stands out.

10/12/2026

Discover this property for $279,000—a great opportunity that truly stands out.

10/12/2026

Mortgage Rates Aren’t Backing Down Yet
With mortgage rates staying close to 7% as we approach year-end, it’s clear that affordability remains a challenge—unless inflation shows real signs of improvement and the Fed adjusts course. Sticky inflation and the possibility of another Fed rate hike could keep borrowing costs up, especially as mortgage-backed securities spreads remain wide. A meaningful drop in rates will likely require steady progress on inflation, calmer long-term yields, and more favorable signals from the Fed. For anyone considering buying, investing, or refinancing, I recommend using current rates as your baseline for planning, while viewing any future rate relief as a welcome bonus. Having spent over a decade helping clients navigate changing markets in Florida and beyond, I know how important it is to stay informed and prepared in these market conditions.

10/11/2026

Honoring the Significance of Indigenous Day

Gen Z buyers lead every generation on affordability trade-offsHaving helped clients navigate the real estate markets in ...
10/10/2026

Gen Z buyers lead every generation on affordability trade-offs
Having helped clients navigate the real estate markets in both the US and Canada, I’ve noticed how each generation approaches homeownership differently. Gen Z buyers, in particular, are standing out for their willingness to make affordability trade-offs—cutting back on spending and considering smaller homes just to step onto the property ladder. It’s interesting to see Canadians leading the way in embracing downsizing, while British buyers are more hesitant to compromise. With over a decade of experience supporting clients through these important decisions, I’m always fascinated by how priorities shift and how adaptability can open new doors to achieving that dream home.


https://www.housing-trends.com/agent-news/michele-ranjbar/2092125-Gen-Z-buyers-lead-every-generation-on-affordability-trade-of

Florida Cities Lead Nation in Active HOA CommunitiesAs someone who’s spent over a decade helping clients navigate Florid...
10/09/2026

Florida Cities Lead Nation in Active HOA Communities
As someone who’s spent over a decade helping clients navigate Florida’s real estate landscape, I always keep an eye on trends that can impact your decision-making—like HOA fees. A recent report highlights that seven of the top ten U.S. metro areas with the highest HOA burdens are right here in Florida. Miami tops the list, where the median monthly HOA fee is $617—making up 26.9% of the average mortgage payment. Factors like condos, new developments, insurance, and inspection costs are all at play. If you’re searching for your Florida dream home, understanding how HOA fees shape your monthly budget is essential to making a confident move.


https://www.housing-trends.com/agent-news/michele-ranjbar/2077038-Florida-Cities-Lead-Nation-in-Active-HOA-Communities

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Palm Harbor, FL
34684

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