CBRiddle - Wallacerpm

04/05/2026

Happy Resurection Day! Wallace, RPM

03/18/2026

Downsizing is the most helpful thing seniors can do to make their life easier! Call me for ALL the tips and ways to make life more relaxing!

02/24/2026

True Story! Follow this to save $$$$ @ WallaceRPM 3343914194

12/18/2025

The average American pays $2,000/month in rent.

Over 30 years, that's $720,000.

You know what they own at the end?

Nothing.

Zero equity.
Zero tax benefits.
Zero control.
Zero generational wealth.

Meanwhile, the person who bought a home with a $2,000/month mortgage payment?

They own an asset worth $500,000+.

So let me ask you a question no one wants to answer:
Why are we still pretending renting is the "smart" financial move?

Because here's what nobody tells you:

Every month you pay rent, you're:
Funding someone else's mortgage
Funding someone else's equity
Funding someone else's retirement

And getting exactly nothing in return.

Here's the uncomfortable truth:
The people telling you to "wait for the market to crash" before buying?

They've been saying that since 2012.

While they waited:
Home prices doubled
Rents increased 40%
They paid $240,000+ in rent with nothing to show for it

Meanwhile, the buyers who "overpaid" in 2019?

$200,000+ in equity
A 3% mortgage rate locked forever
Fixed housing payment while rent keeps climbing

Same market.
Same timeframe.
Opposite results.

Here's the real math:
Rent: $2,000/month

30 years = $720,000 spent
Equity built = $0
Net worth gained = $0

Mortgage: $2,000/month

30 years = $720,000 in payments
Equity built = $500,000+
Tax benefits = $100,000+
Net worth gained = $600,000+

Same monthly payment. $600,000 difference in outcome.

This is why the rich keep getting richer.
When inflation hits:

Home values go up
Rents go up
Your mortgage stays the same
Your equity grows

But if you're renting:

Your landlord gets richer
You get poorer
Your housing cost increases every year
You own nothing

Same inflation.
Same system.
Opposite results.

The world doesn't have a housing affordability problem.

It has a renter mindset problem.

The people who understand that owning a home is the single greatest wealth-building tool for average Americans…

stop making excuses…
stop waiting for the "perfect time"…
and start building equity.

Because in the end, homeowners build wealth.

Renters just pay the bills.

Which one are you?

12/02/2025

Thought I would take this opportunity to update my followers on my Real Estate business. I am trying to focus on a particular group (I of course help anyone who needs a realtor) but I have noticed that some retirement age people - like me- need specific information at times. Whether you are selling a family home or deciding to purchase a new home, it can be difficult at times to make decisions.

My husband and I decided to down size a few years ago and sold our home of 20 yrs where we raised our children. We built a home 1/2 the size of our previous home in a neighborhood with a small yard and amenities totally taken care of by our HOA.

Yes we had to sell some things, clean out lots of closets, and give away kitchen ware, and donate clothes. But organization in a smaller home is much easier and I clean out and donate regularly so cleaning our cute bungalow is much easier.

If you are feeling the need to downsize (much easier when you are still physically able) and find your dream retirement home, please give me a call. We can come up with a plan that works for you and makes your life so much easier!
Wallace, RPM 3343014194 [email protected]

11/01/2025

Not my fav but no one asked me 🤨

07/22/2025

Yummy!

The tables are full of fresh picked sweet corn this morning!
Come see us!
Shop local, buy local!