Sandra Kositzky - Realtor

10/02/2024

Don’t Fall for These Real Estate Agent Myths

When it’s time to buy or sell a home, one of the most important decisions you’ll make is who you’ll work with as your agent. That choice will have an impact on your entire experience and how smoothly it goes.

Myth #1: All Real Estate Agents Are the Same

You might think all agents are the same – so it doesn’t matter who you work with. But, in reality, agents have varying levels of experience, specialties, and market knowledge, which can have a big impact on your results.

Myth #2: You Can Save Money by Not Using an Agent

As a seller, you may think you can save money by not working with a pro. However, the expertise, negotiation skills, and market knowledge an agent provides generally saves you money and helps you avoid making costly...





Message me if you'd like to talk about buying or selling a home.

When it’s time to buy or sell a home, one of the most important decisions you’ll make is who you’ll work with as your agent.

10/01/2024

Are you waiting for rates to drop below 6%? You may want to rethink that strategy because other people are going to do the same thing.

If rates dip more, it’s likely that buyer competition will go up, driving prices higher.

Right now, we’re in a sweet spot with lower rates and more homes to choose from.

Want to learn more about why buying now might be the better move? DM me.





Message me if you'd like to talk about buying or selling a home.

09/30/2024

Buying Beats Renting in 22 Major U.S. Cities

That’s right—according to a recent study from Zillow, in 22 of the 50 largest metro areas, monthly mortgage payments are now lower than rent payments.

As mortgage rates have eased off their recent peak, home prices have moderated, and inventory has ticked up, affordability has improved significantly. When you add all of that up, it’s getting less expensive to buy a home than to rent one in many parts of the country.

You see, talking with a local real estate agent about what’s happening in your market before this happens in your ideal neighborhood could really change the game for you. It’s all about being informed by a true expert, and understanding what was out of reach before might actually be getting more affordable than you think.

Now, while...





Message me if you'd like to talk about buying or selling a home.

That’s right—according to a recent study from Zillow, in 22 of the 50 largest metro areas, monthly mortgage payments are now lower than rent payments.

09/29/2024

Buy Now, or Wait?

If you’re wondering if you should buy now or wait, here’s what you need to know. If you wait for rates to drop more, you’ll have to deal with more competition and higher prices as additional buyers jump back in. But if you buy now, you’d get ahead of that and have the chance to start building equity. Should you buy now or wait? Let’s talk through it together, so you can make your best decision.





Message me if you'd like to talk about buying or selling a home.

If you’re wondering if you should buy now or wait, here’s what you need to know. 

09/28/2024

Buy Now, or Wait?

Buy Now, or Wait? You may be tempted to wait until mortgage rates come down even more. But here’s what you need to know. If you wait, you'll have to compete with all those other people when you go to buy your next home. You have a chance to get ahead of the other buyers right now. Let’s connect and make it happen.





Message me if you'd like to talk about buying or selling a home.

09/27/2024

You're probably wondering: is it better to move now or wait?
To make sure you’re making the best decision possible, let’s chat.
Together we can go over other market factors that may have an impact on your decision – like buyer demand, home prices, and the potential to gain equity.
And once you've got all the information, you can decide if buying now makes more sense for you.





Message me if you'd like to talk about buying or selling a home.

09/26/2024

The Down Payment Assistance You Didn’t Know About

Believe it or not, almost 80% of first-time homebuyers qualify for down payment assistance, but only 13% actually use it. And if you’re hoping to buy a home, this is a mission-critical gap to close – fast.

Amplify Your Down Payment Potential

For first-time buyers, the name of the game with down payments is making sure you’re taking advantage of all the resources out there designed to help you.

For example, there are loan options that require as little as 3% down, or even 0% for certain qualified borrowers, like Veterans. And let’s not forget down payment assistance, like grants and other opportunities, that help you cover the upfront cost of your down payment.

If you’re interested in exploring those options and what you may be able to...





Message me if you'd like to talk about buying or selling a home.

Believe it or not, almost 80% of first-time homebuyers qualify for down payment assistance, but only 13% actually use it. 

09/25/2024

Buy now or wait? That’s the big question for a lot of buyers.

But what you may not realize is just how much equity is at stake if you delay. Even the forecasts for more moderate home price growth could add up to $90,000 in equity over the next 5 years.

So, if you want to move and you’re able to now that mortgage rates have fallen, let’s chat about why it’s worth it to get the ball rolling.





Message me if you'd like to talk about buying or selling a home.

09/24/2024

The Latest Builder Trend: Smaller, Less Expensive Homes

Even though affordability is improving, buying a home can still feel tough right now. But here’s some good news: builders are focusing their efforts on building smaller homes, and they’re offering key incentives to buyers. And both of these things can be a big help if you're worried about finding a home that’s right for your budget.

During the pandemic, homebuyers were looking for larger homes—and many could afford them. Builders responded to that demand and created bigger spaces to help people with things like working from home, setting up home gyms, and having extra rooms for virtual school.

Now, with affordability as tight as it is, builders are turning their focus to smaller single-family homes. At the end of the day, builders are going to...





Message me if you'd like to talk about buying or selling a home.

Even though affordability is improving, buying a home can still feel tough right now.

09/23/2024

Is Your House Priced Too High?

Every seller wants to get their house sold quickly, for as much money as they can, with as few headaches as possible. And chances are, you’re no different.

But did you know one of the biggest things that could jeopardize your success is the asking price for your home?

1.You’re Not Getting Many Showings or Offers

One of the most obvious signs your house may be overpriced is a lack of showings. If it's been on the market for several weeks and only a few buyers have come to see it—or worse, you haven’t gotten any offers—it could be a clear indication the price isn’t matching up with what buyers expect.

2.Buyers Have Consistent Negative Feedback after Showings

And if after the showings you do have, comments from the potential buyers aren’t great, you may need...





Message me if you'd like to talk about buying or selling a home.

Every seller wants to get their house sold quickly, for as much money as they can, with as few headaches as possible.

09/22/2024

Lower Mortgage Rates Boost Your Buying Power

As rates drop, your monthly payment on your next home will too. Let’s connect to talk about how today’s rates boost your purchasing power.





Message me if you'd like to talk about buying or selling a home.

09/21/2024

Have you heard the good news? Mortgage rates are trending down.

And, if you’re looking to buy a home, that helps your bottom line. As rates drop, your monthly payment on your next home does too.

The change we’ve already seen could save you hundreds of dollars a month.





Message me if you'd like to talk about buying or selling a home.