06/16/2026
π‘ FIRST-TIME HOME BUYER TIPS π‘
Your Dream Home May Be Closer Than You Think!
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Minimum Down Payment: As low as 3.5% of the purchase price
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Credit Score: 640+ preferred (Credit challenges? We can help point you in the right direction!)
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Get Pre-Approved First: Know your buying power before shopping for homes.
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Save for Closing Costs: Ask about programs and seller concessions that may help reduce out-of-pocket expenses.
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Avoid Major Purchases: Don't finance a car, furniture, or open new credit cards before closing on your home.
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Keep Employment Stable: Lenders prefer consistent income and employment history.
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Have Your Documents Ready: Tax returns, W-2s, pay stubs, and bank statements will be needed.
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Work With a Real Estate Professional: Guidance can help you avoid costly mistakes and negotiate the best deal.
π First-Time Buyers Welcome! Programs are available to help make homeownership more affordable than you may think.
π Call Yugeeta G -646-600-4490
π Helping Buyers in Queens, Brooklyn, Bronx & Long Island
FREE Home Buyer Consultation Available!